Risk control is very important to identify the credit rating of customers and control the non-performing rate of loans. Multi-dimensional identification of customer credit rating, according to the confidence interval of customer credit, take different risk control measures, thereby reducing the non-performing rate of online loans and reducing the cost of default. So how do you become a qualified risk controller?

According to the needs, to be able to make a legal risk assessment report on the legal risks that the company may face in various business activities for decision-making; Can effectively assist in handling legal emergencies. Risk control personnel should improve their theoretical level and professional knowledge. Risk control personnel should strengthen the study and improvement of theoretical knowledge, national policies and business skills in order to better complete the work. Be familiar with the company's risk control system and reasonably grasp the direct relationship between the company's margin ratio and the exchange's margin ratio. When the customer reaches the risk, it is necessary to give the customer an early warning in time and inform the customer to pay the deposit in time. If you can't contact the customer, try to let the customer know the risk situation in time and deal with it to avoid the loss of the customer.

Generally speaking, the customer's basic credit rating includes the verification of the basic information of the customer's identity, the investigation of assets and liabilities, the mortgage of property, past credit records and personal integrity investigation and testing. Financial audit management: make annual financial audit plan and organize its implementation. Through systematic and standardized audit activities, the economic operation, financial status, management and control status of the invested company are inspected and evaluated, the weak links of the company's internal control system are found in time, the loopholes are plugged, the risk prevention ability is effectively improved, and the effectiveness and efficiency of the company's operation are improved.

At the same time, learn to communicate with business departments and customers in time, especially when dealing with the risks of key customers, pay attention to the following points. Pay attention to communication skills, answer customers' questions seriously and avoid misunderstanding. Give in when you should, never give in when you shouldn't, and set the bottom line for risk control.