The fixed investment of the Fund can be terminated at any time. If you are in urgent need of money or don't want to continue holding the fund, you can redeem the fund, but there is a handling fee for redemption, which is generally about 0.5%. If the money is small, this handling fee is nothing, but if the amount of funds is relatively large, the handling fee is also quite large. In order to encourage investors to invest for a long time, many funds will have a one-year fee waiver clause. If you don't need money especially, or you want to redeem it because of the poor performance of the fund, you can wait a few months and redeem it after one year.

1. Redemption procedures of funds purchased with fixed investment are the same as those of ordinary funds, and redemption will not affect the continuation of fixed investment. However, there is also pressure. As long as you hold part of the funds for a certain period of time, you can waive the redemption fee. Therefore, investors are advised to implement the first-in-first-out principle for fixed investment shares, that is, to give priority to redeeming long-held shares. In this way, it may save a sum of money. In addition, many investors believe that all fixed investment shares must be redeemed when redeemed. In fact, the fixed investment fund can be redeemed at one time, or partially redeemed and partially converted. Therefore, after starting the fixed investment, if Ji Min needs a certain amount of cash temporarily, and the demand is less than the fixed investment amount, he can try to redeem it and continue to hold other shares.

2. It should be noted that although the fixed investment fund is redeemed, the fixed investment agreement of the fund will not be terminated. Therefore, as long as the bank card has enough money to meet the deduction conditions, the bank will still deduct money to buy funds on a regular basis. If it is necessary to stop the fund's fixed investment plan, it is necessary to fill in the Application Form for Termination of Regular Fixed Investment at the sales outlets and go through the formalities for termination of fixed investment. If the deduction requirements are not met for three consecutive months, the fixed investment can also be automatically terminated. The Fund's termination of fixed investment will not result in penalty interest, nor will it face other interest losses.

3. Under normal circumstances, the fixed investment of the fund can be redeemed for at least three months. Of course, it can also be exchanged in advance. However, there is a charge for fund redemption. Generally speaking, it is a redemption fee, and the redemption fee is generally 0.5%. If it is a back-end fund, in addition to the redemption fee, it also needs to pay the back-end subscription fee (generally 65438+ 0.5% higher than the front-end subscription fee).

In addition, when redeeming the fixed investment fund, it is not necessary to redeem it all. In fact, part of the funds can be redeemed. Therefore, if the urgently needed funds are less, you can redeem the required amount of funds, and the rest will continue to be placed in the fixed investment of the fund.

4. There are two ways to cancel the fixed investment of the fund: you can voluntarily apply to stop the fixed investment agreement, or you can stop saving money in the account related to the fixed investment of the fund. If the fund company does not transfer funds for three consecutive months, it will automatically stop the fund's fixed investment agreement. The original purchased fund will continue to be retained and will not be redeemed automatically. After the fund is fixed, its share can be redeemed at any time; Although there is a time limit for fixed investment, investors can stop fixed investment at any time. After the fixed investment is suspended, it can also be reopened.