First, apply to the guarantee company. According to the requirements of the guarantee company, the materials generally provided are: the original and photocopy of the business license of its own enterprise as a legal person, the legal representative's ID card, code certificate, tax registration certificate, loan card, etc. , as well as a copy of the capital verification report, the original resolution of the board of directors or shareholders' meeting on loan guarantee and counter-guarantee measures, the audit report of the previous year and the year before, the financial statement of the latest month and the bank statement of the last three months; Enterprise profile; Main products, technologies and market conditions; The purpose, repayment plan and risk analysis of this loan; Other important certification materials of the enterprise or project include other materials required by the guarantee company.

Two. What procedures and certificates are needed for loan guarantee?

Documents required for loan guarantee: 1, original and photocopy of the guarantor's second-generation ID card; 2. Wages provided by banks or other vouchers that can prove their income; 3. The completed guarantee commitment letter of the guarantor indicates that he is willing to provide guarantee for the borrower and fulfill the corresponding obligations; 4 collateral, provide proof of ownership; The guarantor needs to go to the bank to sign the relevant documents. If you need to register, you need to go through relevant registration procedures, such as mortgage registration. What are the risks of loan as a guarantee? 1. If the lender fails to repay the loan on a monthly basis, the guarantor shall bear the repayment responsibility. Individuals must think carefully before being loan guarantors. Once signed as a guarantor, the guarantor will always be a guarantor unless the lender is approved by the lending institution to cancel the guarantor qualification. Even if the relationship between the guarantor and the debtor changes, such as the husband as the guarantor of the wife's loan, even if the two eventually divorce, the guarantee will not be affected by the dissolution of the marriage relationship and will still be valid. 2. The loan amount and monthly payment borrowed by the lender will generally be displayed in the credit record of the guarantor. When the guarantor needs to apply for a loan by himself, the debt he guarantees will be regarded as his own debt, and usually the lending institution will include it in the debt, which may affect the loan amount of the guarantor. Legal basis: Article 236 of the Civil Procedure Law of People's Republic of China (PRC). A legally effective civil judgment or ruling must be fulfilled by the parties concerned. If one party refuses to perform, the other party may apply to the people for execution, or the judge may transfer it to the person subjected to execution for execution. Mediation and other legal documents that should be executed by the people must be fulfilled by the parties. If one party refuses to perform, the other party may apply to the people's court for execution.

3. What procedures and certificates are required for loan guarantee?

Documents required for loan guarantee:

1. Guarantor himself II

2. Wages provided by banks or other vouchers that can prove their income;

3. The completed guarantee commitment letter of the guarantor indicates that he is willing to provide guarantee for the borrower and fulfill the corresponding obligations;

4 collateral, provide proof of ownership;

The guarantor needs to go to the bank to sign the relevant documents. If you need to register, you need to go through relevant registration procedures, such as mortgage registration.

What are the risks of loan as a guarantee?

1. If the lender fails to repay the monthly payment, the guarantor must think carefully before becoming a loan guarantor. Once signed as a guarantor, the guarantor will always be a guarantor unless the lender is approved by the lending institution to cancel the guarantor qualification. Even if the relationship between the guarantor and the debtor changes, such as the husband as the guarantor of the wife's loan, even if the two eventually divorce, the guarantee will not be affected by the dissolution of the marriage relationship and will still be valid.

2. The loan amount and monthly payment borrowed by the lender will generally be displayed in the credit record of the guarantor. When the guarantor needs to apply for a loan by himself, his debts are usually counted by the lending institution, which may affect the guarantor.

Legal basis: Article 236 of the Civil Procedure Law of People's Republic of China (PRC) stipulates that the parties must perform it. One party may refuse to apply to the people for execution, or the judge may transfer the legal document to the person subjected to execution for execution, and the parties must perform it. If one party refuses to perform, it shall apply for execution.

4. What are the procedures for being a loan guarantor?

First of all, let's talk about the documents that the loan guarantor needs.

1. The loan guarantor shall provide the original and copy of his second-generation ID card;

2. The loan guarantor needs to print his salary details through the bank, or have other evidence to prove that he has a stable income and submit it to the borrower;

3. The loan guarantor needs to fill in the guarantee commitment letter, indicating that he is willing to provide guarantee for the borrower's loan with his own property and fulfill the guarantee obligation;

4. If the goods are mortgaged to the lender when providing guarantee, the guarantor or mortgagor is required to provide proof of ownership relationship with the mortgaged property.

Secondly, for the guarantor, the guarantor has certain conditions when providing guarantee.

1. The guarantor must be a natural person with full capacity for civil conduct, aged 18 years old and under 65 years old;

Second, the guarantor has a fixed residence or habitual residence in the place where the guarantee is provided, and must have a legal status;

Third, good credit, no record of breach of contract, personal freedom and political freedom;

Fourth, it has sufficient ability to fulfill its guarantee obligations, has a stable source of income, and can repay the principal and interest in full and on time.