Materials to be submitted for handling credit card business: 1. Copy of business license of enterprise legal person or business license and present the original, copy of registration certificate of public institution and present the original. Other borrowers shall provide copies of valid certificates and present the originals. 2. Copy of People's Republic of China (PRC) organization code certificate and show the original. 3. Copy of tax registration certificate of national tax and local tax and show the original. 4. An enterprise as a legal person shall provide a copy of the registered capital verification report or other proof materials of the source of registered capital, and institutions or private non-enterprise units with legal person qualifications shall provide proof materials of the source of funds. 5. The legal person enterprise shall provide a copy of the articles of association and present the original, and the foreign capital or joint venture shall provide a copy of the approval certificate and present the original. 6. The balance sheet, profit and profit distribution table of the previous year or last month before the legal person enterprise obtains the license, and the financial statements of the institution in the previous year. 7 copies of identity certificate (ID card, foreign passport, home visit permit, etc.). Resumes and certification materials of the legal representative, responsible person or agent and financial controller. 8. An unincorporated enterprise provides a power of attorney for applying for a loan card issued by a legal person enterprise or a superior competent authority. 9. A copy of the ID card of the agent and show the original. 10. Application form for Beijing enterprises and institutions to join the basic database of enterprise credit information. 1 1. Borrower's basic information entry template and borrower's financial statement entry template or SME information entry template. 12. Other materials required by the People's Bank of China. Credit card extension (annual review): 1. Copy or original of Business License of Enterprise as a Legal Person, copy and original of Registration Certificate of Public Institution, and other borrowers shall provide copies of valid certificates and produce the original. 2. Copy of People's Republic of China (PRC) organization code certificate and show the original. 3. Copy of tax registration certificate of national tax and local tax and show the original. 4. The balance sheet, profit and profit distribution table of the legal person enterprise in the previous year and the financial statements of the institution in the previous year (if you have not participated in the annual review for many years, please submit the balance sheet, profit and profit distribution table of the year that you did not participate in the annual review, and each report should be stamped with the official seal and the seal of the legal representative). 5. A copy of the ID card of the agent and show the original. 6. Application form for extension (annual review) of loan cards of enterprises and institutions in Beijing. Basic information entry template of the borrower and financial statement entry template of the borrower (if you have not participated in the annual review for many years, please submit the financial statement entry template of the borrower in the year that you did not participate in the annual review). Credit card information change: Credit card information changes include: 1. The name of the borrower changes; 2. Change the registered address; 3. Change the business scope; 4. Changes in industry classification; 5. Change after the registration certificate expires; 6. Change the password of the loan card; 7. Changes in organizational forms; 8. Changes in registered capital or start-up capital (limited to enterprises and institutions with legal personality and private non-enterprise units with legal personality); 9. Changes in investors and investment amount (limited to corporate enterprises and institutions); 10. Change the legal representative, general manager or the person in charge of the unit and the person in charge of finance. 1. 1-5 information changes need to submit the following materials: (1) The business license of an enterprise as a legal person, the business license of an unincorporated enterprise, the registration certificate of a public institution and the documents submitted by other organizations to prove their legality must be photocopies, and the originals must be produced; (2) A copy of the organization code certificate and show the original; (3) A copy of the ID card of the agent and show the original; (4) Loan card and loan card information change application form. 2.6- 10 information changes shall be submitted in addition to the above materials: (1) A letter of introduction stamped with the official seal of the loan card shall be provided for password changes. (2) The change of organizational form shall be submitted with the approval of transformation or the approval and copy of the superior unit. (3) Changes in registered capital or start-up capital need to be submitted: ① Proof of the source of registered capital: a copy of the capital verification report of registered capital, a copy of the asset appraisal report provided by non-monetary investment, and a copy of the registration certificate of state-owned property rights provided by state-owned enterprises. If there is no capital verification report for enterprises established after February 15, 2004, the Paid-in Capital Report or the Notice of Transfer of Capital by the Administration for Industry and Commerce can be submitted. Institutions or private non-enterprise units with legal personality shall submit proof of the source of funds; (2) A copy and original of the Articles of Association, and a copy and original of the approval certificate of a foreign-funded or joint venture; ③ Resume of senior managers (legal representative and person in charge); (4) Basic information input template of the borrower. (4) Where the investor and the amount of capital contribution are changed, the following documents shall be submitted: (1) the new articles of association and a copy thereof, the certification materials of the state-owned enterprise to change the investor, and the approval of the institution that proves the change of the investor or the amount of capital contribution; ② Resume of senior managers (legal representative and person in charge); (3) Basic information input template of the borrower. (5) The legal representative, general manager or person in charge and financial controller of the unit shall submit: ① a copy of the changed ID card of the legal representative, general manager or person in charge and financial controller of the unit; (2) Resumes of senior managers (legal representatives and responsible persons); (3) the borrower basic information input template ". Loss reporting of loan card: 1. Submit the Business License of Enterprise as a Legal Person, the Business License of an unincorporated enterprise and the Registration Certificate of Institutions and Other Organizations. Copies of the above materials shall be provided and the originals shall be presented. 2. Copy of organization code certificate and show the original. 3. Copy of the ID card of the agent and show the original. 4. An application form for reporting the loss of a credit card signed by the legal representative or person in charge and stamped with the official seal. Account cancellation of loan card (this business needs to be handled after the balance of credit business is settled): 1. Cancellation certificates and photocopies issued by the Administration for Industry and Commerce and the Bureau of Quality and Technical Supervision respectively. 2. A copy of the ID card of the agent and show the original. 3. Credit card and credit card cancellation application form. Haiyou, remember to bring a USB flash drive.

Second, the loan amount of used cars is inconsistent with the loan amount?

Yes The amount of car loan is different from the amount actually applied for. Users must be alert to whether they encounter routine loans. The loan amount of used car is inconsistent with the loan amount. If the situation is true, users can call the police directly or complain to the relevant departments. It is normal that the loan amount includes interest, which leads to the difference between the loan amount and the actual amount.

3. What card should I use to open a loan card?

Opening a credit card is to reactivate a bank card and repay the loan. Which bank will open the loan business of the corresponding card of that bank. If it is an online loan, it depends on the requirements of the loan company. If the loan company allows you to open a card, you can find some big banks to open bank cards to facilitate transfer, and don't try to find small banks. First, the process of handling bank cards When you go to the bank to handle a new bank card, you must carry your personal ID card with you to the business outlets. After entering the bank lobby, you should consult the staff and tell them what bank card they need to apply for. The staff will fill in the corresponding form for you. After the form is filled out, the staff will take your ID card to make a copy, or you can prepare a copy of your ID card in advance and take it to the bank counter for processing. The new bank card should pay the cost of production and deposit it. Make sure your bank card password. After you get the bank card, the card business is over. Now many banks also have self-service card issuing machines. As long as the ID card is inserted, the card issuing machine will automatically read your ID card information and check it in the public security system. Just fill in the information required by the self-service card issuing machine, you can get the card after the process is completed, and then go to the manual counter to open the online banking business. Second, what should you pay attention to when handling loan business? Before handling loan business, you must check whether the loan institution or platform is formal. If you encounter an informal lending institution or platform, you are likely to be cheated. Second, it depends on whether the interest on the loan is normal. Some lending institutions may cheat on interest and promote low interest rates, but it may actually be. Third, it depends on whether there are other mandatory requirements for loans. Some loans will have additional requirements, and various service fees will be charged as liquidated damages. Therefore, special attention should be paid to loans to avoid future restrictions. In addition, when applying for loans in different lending institutions or platforms, the rigor of the review is different, and the information to be submitted may be different, so it is best to find out what information to provide first, so as not to omit it and affect the loan processing.