If it is a foreign household registration, you can move your household registration to the school collective account because you go to school. After buying a house, you can directly move your account to the house. But if you take out a loan to buy a house, because you are a recent college graduate, the bank may refuse to approve the loan because of your job and income.

Second, Tianjin local hukou, can college students who have not graduated borrow money to buy a house?

You can't get a loan if you don't get married.

3. Can Tianjin college students borrow money to buy a house?

If you are a nonlocal registered permanent residence, you can move your registered permanent residence to the school because of going to school, which belongs to Tianjin collective registered permanent residence. After buying a house, you can directly move your registered permanent residence to the house. But if you take out a loan to buy a house, because you are a recent college graduate, the bank may refuse to approve the loan because of your job and income.

Can a 20-year-old college student in Tianjin get a loan if he wants to buy a house?

It's hard.

To investigate the borrower's repayment ability, the mortgage bank also needs to issue a proof of income. So at least I can't apply for a loan in your name at present