1, the car must be owned by the applicant;

2. The applicant must be the owner himself and have good personal credit;

3. The car applying for mortgage needs a car purchase contract or a car purchase invoice;

4. Loan term 1 month to 6 months, and the loan can be renewed if necessary;

5. Collateral can be handled with or without bank loans;

6. The borrower's household registration and age are not limited;

7. The use time of the mortgaged car is unlimited.

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Handling the automobile mortgage process:

1, the applicant provides the materials of the vehicle to be mortgaged;

2. The applicant asks the appraiser to evaluate the vehicle to be mortgaged;

3. The applicant and the lending institution negotiate the value of the mortgaged vehicle;

4. The applicant signs a vehicle mortgage contract with the lending institution and notarizes it at the same time;

5. The applicant and the lending institution shall go to the vehicle management office for mortgage registration and relevant certificates;

6. The lending institution will drive the vehicle to the parking lot designated by the applicant, give all the car keys to the company for safekeeping, and the applicant will make a receipt list and pay the mortgage amount at the same time;

7. After the mortgage expires, the lending institution shall go through the formalities of repayment and mortgage cancellation to the applicant, repay all the loans, cooperate with the applicant's vehicle management office to go through the formalities of mortgage registration cancellation, and obtain the car keys;