First, simple thinking and poor awareness of prevention.
The main reason is that college students have been studying in school since childhood, with little social life experience, simple thinking and poor ability to distinguish right from wrong. Some students are so emotional that they fail to take precautions and fall into the trap set by the swindlers.
Second, be greedy for petty gain and quick success.
Greed is the victim's greatest psychological weakness. Many fraudsters have succeeded repeatedly, largely by taking advantage of people's greed and other wild desires. Victims are often attracted by the "benefits" and "benefits" provided by fraudsters. These people are attracted by "interests", but the result is a "dead duck" ending.
Third, want to get from others, make a move.
College students have little social experience and are easy to be used. Everyone will inevitably ask for help from others. Whether you can get it depends on what it is and for whom. If you don't ask for help indiscriminately, such as lack of money, you will search online for online loan information, otherwise you will be deceived.
Anti-fraud strategy:
1, avoid greed and don't believe that "pies fall from the sky."
I wanted to "swipe the bill" to subsidize my life, but I didn't expect it to become the biggest expense. I thought there was a trap in the sky, but it was actually a sheep entering the tiger's mouth. For the fraud of swiping a single rebate, we must first make it clear that swiping a single rebate is illegal. Secondly, I heard that there are part-time jobs that make money quickly, so I must be vigilant to prevent myself from being greedy for petty gain and falling into the trap of swindlers.
2. Don't trust others, look for the Credit Information Center of the People's Bank of China.
Any customer service or credit officer who claims to be a credit information service agency induces you to cancel the online loan account on the grounds that "registering an online loan account during school affects personal credit information" is fraud. If you have any questions or need to cancel due to incorrect credit information, please call the customer service phone of Credit Information Center of China People's Bank for consultation and verification.
3. Keep the information confidential and don't add others at will.
For customer service fraud posing as e-commerce, if you don't trust or blindly follow such customer service calls, you can contact the e-commerce platform for reverse verification. When you are unclear, refuse to disclose the information of payment tools such as bank cards, Alipay and WeChat to anyone, and don't add others' WeChat and QQ at will.