The undergraduate course can be four times, once a year, with a maximum of 6000 yuan each time.

Second, is the college student loan a one-year loan?

Student loans are one-year loans. Users can apply for a student loan once every academic year, and they can continue to apply for loan renewal in the second year, or they can not apply for loan renewal in the second year. It should be noted that if you miss that year, you can reapply for student loans, and you must wait until the second year before you can continue to apply for student loans.

Forms of student loans

There are mainly student loans; Student-funded loans from the state finance in the place of origin. Among them, the national student aid is the largest, which is the main content of student loan.

There are colleges and universities.

Public national student loan policy, together with cooperative banks to handle national student loans for students from poor families in colleges and universities. In addition, there are student loans, and students should pay attention to the relevant statements in the school enrollment brochure or admission notice.

Repayment method

(1) before graduation, students should pay off in one lump sum or in installments.

(2) After graduation, students can look at their own movable funds to repay the loan;

(3) After the probation period, the salary of graduates will be deducted month by month;

(4) The unit where the graduates work decides to reduce the loan repayment according to their performance;

5] If a student is expelled from the school, ordered to drop out of school or voluntarily dropped out of school due to national laws and school discipline, the parents of the student shall be responsible for returning all the loans.

Repayment operation

Borrowing students should confirm the repayment plan of the student loan with the bank when going through the graduation formalities. After graduation 1 year, you can apply. There are many ways to repay the principal and interest of student loans, which can be repaid in one lump sum or in advance, and the handling bank shall not charge any fees other than the interest payable. The specific operation method is as follows:

(1) Log in to the homepage of CDB student loan information network, and then use the student information page (the default login name for online application for early repayment in 2006-2008 school year is the school code student ID number, and the password is the eighth birthday; The login name and password for prepayment of online loans after 200 years are the login name and password when students apply for loans);

(2) Click the "prepayment application information page" on the left;

(3) Click the new page in the left paragraph of the prepayment application summary information page;

(4) Select a loan contract record and click OK to save the prepayment application information.

(When there is something wrong with the security certificate of this website, please click "Continue to browse this website (not recommended)" in the penultimate line below to continue logging in.

Third, how many times a year does the student loan?

The national student source credit student loan refers to the student loan issued by the National Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. Student loans are credit loans, and students and their parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.

In order to standardize loan management and avoid unnecessary laws, the Development Bank stipulates that student loan contracts should be signed once a year. When signing a loan contract for the first time, the borrower and the borrower must be present at the same time; When renewing the loan and signing the contract, the borrower or the borrower can handle it with the power of attorney. From 20 1 1, the terms of the new version of the student loan contract stipulate that the borrower and the borrower authorize each other by default, and there is no need to sign a power of attorney.

Reply time: 2020-09- 1 1. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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Four, student loans can be applied for multiple times a year.

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