You can take the green channel first, that is to say, you can delay paying all the fees, and you can owe them first, up to three months. Take the green channel and distribute daily necessities.
The maximum loan is 6,000 yuan per year, and 24,000 yuan for four years at a time. It seems that banks do not accept loans in the name of individuals. It must be a collective student loan organized by the school, because you have no guarantee.
In addition to loans, there are "self-loan scholarships" (500 yuan every month), state grants (1 1,000-3,000 yuan per year), various living allowances (I have received Spring Festival travel subsidies, Spring Festival solatium and food subsidies, which add up to more than 600) and various school grants (the number of places is relatively small, depending on performance). Work-study program monthly income 150-500. I spend 200 yuan a month, which is more leisure.
Therefore, you can apply for a national student loan of 6000*4 to solve the tuition and accommodation expenses, and then apply for a "self-supporting loan scholarship" of 500* 12*4 to solve the living expenses, and then apply for state grants and various subsidies, and then work-study programs will definitely solve the economic problems! Zhejiang University will not let any student drop out of school for economic reasons!
Quota: National student loans and grants are easy to apply for. If you are a "recognized student with financial difficulties", you will be given priority. Seriously, I know that many students are not poor at home. They just want to earn their own tuition and borrow money. So if you really have difficulties, the school will not disapprove!
Here is some information:
First, the application conditions:
1, a student with financial difficulties recognized by the school (this is usually applied within a few weeks after registration);
2. Not subject to administrative punishment;
3. You can complete your studies normally.
Second, the application time:
Usually in September, there will be relevant notices, so don't miss them.
Three. Materials to be submitted (it is recommended to print the manuscript, please use a black water-based pen for all handwriting):
1. Application and Approval Form for National Student Loan of China Bank (see annex), in duplicate (signature must be handwritten), which can also be obtained from the National Student Loan Service Center of each campus.
2. The original proof of family economic status requires the official seal of the civil affairs department at or above the township, town and street level (the official seal of the village committee and neighborhood committee is invalid, and the proof text must be written in black ink), and the date must be the year of application.
3. My explanation of the family's economic situation, including family members and monthly income (consistent with the approval form). , not less than 200 words (personal signature must be handwritten), A4 paper.
4. Two copies of my ID card (only the front of the first-generation ID card needs to be copied, and both sides of the second-generation ID card need to be copied) and two copies of my student ID card. Students who don't have correct ID cards should apply immediately, and a copy of temporary id card can be submitted temporarily.
5. Minors need a copy of the valid ID card of the legal guardian (both parents) and the written consent of the guardian.
PS: Get all the materials ready before handing them in ~ ~ ~
Four, the national student loan application materials requirements
1. The original certificate of the civil affairs department about the family's financial difficulties.
The content should reflect the economic difficulties, not only with the words "the situation is true", but also with pen and ink (blue or black, ballpoint pen is not allowed, and the signature must be handwritten), with the signature and official seal of the witness, and the date of proof must be the year of application.
The official seals of the valid units are: one for the people's government at or above the township level or the civil affairs department (bureau), the sub-district office (civil affairs office), the special seal for government certification, the civil affairs and social affairs office and the suburban civil affairs bureau;
The following official seals of village committee, neighborhood committee, Xinjiang Production and Construction Corps (XXX Branch), social affairs office and community service center are invalid.
2. Two copies of student ID card and two copies of ID card.
Only copy the front of the first-generation ID card, and the front and back of the second-generation ID card need to be copied on the same A4 paper. If the ID card is lost, first submit a copy of temporary id card within the validity period, otherwise the bank will not issue loans; Be sure to copy the new ID card and transfer it to the bank through the loan center; Copy of household registration certificate and household registration book is invalid.
I explain the family's financial situation in detail.
The contents include the basic information of family members, work place, income of each family member, whether they have received financial aid, etc. The word count is about 200 words, and A4 pages can be printed. The signature must be handwritten and dated.
Others:
Minors (born after June, September1year) are required to provide copies of valid ID cards of legal guardians (usually both parents) (one copy for each, with the same copying requirements) and written consent of guardians (including signatures of both parents).
5. After the application is completed, the applicant needs to go through the formalities of signing the contract and receipt. Please pay attention to the relevant notice in time.
Six, the national student loan service center duty time:
Zijin Port: Office location: Room 206, Little Theater (Tel: 88206282)
Duty time: 10: 00— 12: 00.
13:30— 17:20
(Not on duty on weekends)