This is the personal experience of a netizen!
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Story development
In 2009, Zhang, a doctoral student who was about to enter the third grade, and his wife taught in the same university. Their families are relatively rich, at least in third-tier cities. Their parents are employees of state-owned enterprises, and 1985 became ten thousand yuan households in the county.
My parents-in-law also work in state-owned enterprises. My father-in-law graduated from Wuhan University in the 1980s, and now he is the director of an electronics factory.
If such families are not rich, there are basically no rich people in China. However, this case emphasizes not this point, but his experience. On 20 10, Gonggong was diagnosed as liver cancer and pancreatic cancer by the hospital. The sudden illness was unacceptable to the whole family. In order to get his father-in-law treated as soon as possible, Zhang took out 654.38+10,000 yuan.
Recalling that time, Zhang said: life under economic pressure is very hard, but for the sake of his family, he can persist and only hope that his father-in-law can survive. From 20 10 to 10, Zhang worked hard at school and participated in other projects, with an annual income ranging from 200,000 to 400,000. Although his wife is pregnant, she didn't give up teaching, and she can get 65438+ ten thousand a year.
But we all know that cancer is not so easy to cure, but in the real society, few people can really give up treatment. It is a forced choice for many families to continue living with money. Although it is expensive, no one will think it is white. On July 20 13, my father-in-law died in the hospital. After three years of anti-cancer, Zhang spent a full 600 thousand to treat his father-in-law, and the social security reimbursement was less than 300 thousand.
With the money gone, he can make it again. In order to support his family, Zhang found a new job and put his life back on track. In the third month of work, my father was diagnosed with a blood tumor, and the daily cost of chemotherapy was at least 65438+100000 a day. Unfortunately, his father only stayed in the hospital for 30 days. ...
02
At what moment did you feel the need to buy insurance?
In fact, life is like this. Many things are involuntary. Obviously, you have done nothing wrong, but unfortunate experiences will happen to you. We can't say for sure how many poor people there are in China, because their poverty is caused by many reasons.
Accidents, diseases and deaths happen all the time. We can see the fund-raising information forwarded everywhere through friends circle and Weibo, but even so, many people still don't believe that risks are always around us.
Statistics show that one person suffers from cancer every seven minutes in China. When cancer comes, all the victims can only do nothing. There are risks everywhere in life, and only by making preparations in advance can we have more initiative.
And buying insurance, although it can't prevent risks, can at least slow down a family's huge losses when faced with risks.
03
Work hard all your life, don't just work for the hospital for nothing.
Although money can change a person's fate, it can never change a person's future risks. If there is an accident, what's the use of paying more sweat, even if there is no treatment fee? Work hard all your life, don't just work for the hospital, sometimes, consider insurance!