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Is the college student youth card a credit card?
This card is a credit card.

China Agricultural Bank (National Treasure) Youth Credit Card is a campus UnionPay credit card issued by Agricultural Bank of China, with a gold card level, and the annual fee is temporarily exempted. Cardholders can participate in new customers, and have the opportunity to get 250 yuan cash back coupons, new customers "1 yuan gift package" and other preferential rights.

Agricultural Bank of China Youth Credit Card is a credit card product for full-time college students and above. This product does not provide a credit line, and a deposit is required before consumption. The product is UnionPay brand gold card, which adopts magnetic stripe chip composite medium. The magnetic stripe has a standard financial credit function, and the chip has a financial credit function conforming to the PBOC3.0 standard of the People's Bank of China, and supports contact and non-contact transactions.