■ Certificate of National Financial Planner (ChFP)

In 2003, "Financial Planner" was listed in the National Professional Ceremony, and "National Professional Standard for Financial Planners" was officially released. In March 2005, the Ministry of Labor and Social Security officially launched the national professional qualification examination for financial planners. ChFP qualification certificate is the most authoritative financial planner certificate recognized by our government at present, and it is also recognized by most governments around the world.

Suitable for people: employees of banks, insurance companies, securities companies, funds, investment consulting companies and other financial institutions, and personnel in charge of financial management within enterprises.

Certificate level: assistant financial planner (national vocational qualification level 3), financial planner (national vocational qualification level 2) and senior financial planner (national vocational qualification level 1). Among them, the examination qualification of assistant financial planner is relaxed to college students. At present, only Grade III and Grade II certification of national vocational qualifications has been launched. Examination content: theoretical knowledge, practical knowledge (professional skills) and comprehensive evaluation (case analysis). Issued by: Ministry of Labor and Social Security. ■ Certified Financial Analyst (CFA) certificate

CFA certificate, known as "the first test of global finance", is a professional qualification certification in the field of securities investment and management. It was established by American Investment Management and Research Association (AIMR) on 1963. It is the largest professional examination in the world at present, and it is also a necessary certificate for analysts of American heavyweight financial institutions. The certificate is widely recognized in the global financial field and is a passport to enter the banking, investment, securities, insurance and consulting industries.

Suitable for the crowd: CFA exam focuses on the theory of investment and financial analysis, which is more suitable for researchers and investment managers of financial institutions and doctors or masters in finance.

Certificate grade: from low to high, it is divided into three grades, namely first-class certified financial analyst, second-class certified financial analyst and third-class certified financial analyst.

Examination content: It involves professional ethics, mathematical statistics, economics, financial statement analysis, enterprise financing, securities market analysis, stock investment analysis, financial derivative product analysis, alternative financial product analysis, real estate investment analysis, investment company analysis, currency or foreign exchange transaction investment analysis, fund management, fund income calculation and statistics, etc.

Issued by: American Investment Management and Research Association (AIMR). ■ CFP certification.

CFP certificate is a certification standard formulated by the International Financial Management Standards Committee (FPSB) for the profession engaged in financial management, which is approved by the International Association of Financial Planners (Inter? The National Association of Financial Planning (IAFP) was established. Since 1990 began the international certification of CFP qualification, the number of CFP license holders in the world is less than 654.38+million. In foreign commercial banks, the number of CFP has become an important standard to measure the service level of a commercial bank's personal financial planning.

Suitable for people: banks, securities, insurance, funds, professional investment and wealth management companies and other financial practitioners; Economists, accountants and employees in various industries who are interested in financial planning and intend to become consultants in all-round financial planning.

Examination content: CFP certification includes training, professional examination, professional ethics assessment and other steps. Among them, the professional examination includes six modules: introduction to financial planning, investment planning, insurance planning, tax planning, retirement planning and employee welfare, and advanced financial planning. The examination covers a wide range, involving more than 100 subjects related to financial planning, tax planning and property planning, and all of them are in English. Issuing department: International Financial Standards Committee (FPSB). ■ Certified Financial Advisor (CFC) certificate

The CFC certificate is issued by the Financial Consultants Association (IFC). IFC, founded in 1990, is an international professional financial consultancy. Headquartered in the United States, IFC has established branches in 12 countries around the world. CFC certificate has a certain authority in the global financial industry, especially in North America such as the United States and Canada, and is an important basis for measuring the professional ability of employees in the financial industry.

Suitable for the crowd: anyone with experience in finance, insurance, securities, investment, banking and other industries can apply. Examination content: CFC certification examination includes four parts: interpretation and analysis of comprehensive financial statements, corporate financial planning, personal financial planning and investment management. Candidates who have passed the examination can apply for CFC qualification if they have relevant work experience.

Issued by: Financial Planning Consultants Standards Association (IFC). ■ Chartered Wealth Manager Certificate (CWM)

CWM certificate is issued by American Institute of Financial Management (AAFM). Founded in 1995, it specializes in training and certification in investment planning, asset management, financial management and financial planning. Chartered Wealth Manager (CWM) certification is considered to be one of the top three financial planning managers in the United States. The certificate pays attention to actual combat and practice, has a unique design in asset allocation and risk management, grasps the needs of high-end customers and makes comprehensive investment.

Suitable for the crowd: have working experience in finance and other related industries, and have strong English ability.

Certificate level: junior chartered wealth manager, intermediate chartered wealth manager and senior chartered wealth manager.

Examination content: CWM certification examination is divided into two parts: case defense and closed-book examination. Case defense mainly examines candidates' ability to solve practical problems in the process of wealth management and their ability to communicate directly with customers. The closed-book exam consists of two parts: the foundation of wealth management and the practice of wealth management. There are ***25 questions, all multiple-choice questions. Bilingual in Chinese and English, test candidates' mastery and calculation ability of wealth management professional knowledge. Issuing department: American Financial Management Association (AAFM). ■ Certified Financial Planner (RFP) certification.

The RFP certificate is issued by the China Hong Kong Association of Certified Financial Planners. The Association of Certified Financial Planners is a branch of the Association of Certified Financial Planners, a world-famous financial professional organization. Therefore, in the RFP certification project, it has received professional support from the Association of Certified Financial Planners. At present, RFP certificates are widely recognized in Canada, Britain, Australia, Japan, Germany and other countries. In addition, the RFP certification project has been included in the training project of talents in short supply in Shanghai, thus greatly enhancing the popularity and recognition of RFP certificates in China.

Suitable for people: college degree or above or intermediate title or above; Professionals engaged in finance, insurance, securities, investment, banking, lawyers, real estate and other industries or people interested in financial planning; At least three years relevant working experience.

Examination content: RFP certification examination includes five parts: financial planning, investment planning, insurance planning, international financial management and taxation, and financial planning practice, focusing on the candidates' mastery of financial planning professional knowledge and operational skills.

Issuing department: Association of Certified Financial Planners.

■ Certificate of International Registered Financial Advisor (RFC)

Sponsored by the American Association of International Certified Financial Advisers (IARFC), it is responsible for certification. The main responsibility of an international registered financial consultant (RFC) is to help families and individuals make reasonable consumption, savings, investment, insurance and future financial planning.

Suitable for people: employees in the insurance industry.

Examination content: it is mainly divided into two parts: basic theory and practical operation. Theoretical examination contents include economics, investment, risk management, tax laws and regulations, etc. In the practical part, students are required to submit practical case reports within one month after the training. To obtain an RFC license, you must pay an annual fee to become a member of IAPRC. Issued by: American Association of International Certified Financial Advisers (IARFC). ■ Chartered Financial Advisor Certificate (ChFC)

ChFC Certification (Chartered Financial Consultant) was founded in 1982 by American College, the oldest and most prestigious financial vocational training institution in the United States. It is widely recognized for its high difficulty in examination, perfect follow-up training and emphasis on practical operation, and is highly respected in American financial circles like CFP.

Suitable for the crowd: have more than 3 years working experience in financial industry, and have a certain foundation in English listening, speaking, reading and writing.

Examination content: * * * There are 8 core examination courses, of which 6 courses are required, including steps and environment of financial planning, basic knowledge of insurance, personal income tax, retirement planning, investment and foundation of estate planning, and the other 2 courses can be selected arbitrarily from financial system, financial planning practice, estate planning practice and financial decision-making in retirement planning.

Certification department: American College.