1. Make repayment plan: list all debts and make detailed repayment plan. Consider the interest rate, term and minimum repayment amount of each debt.

2. Cut expenses: review personal expenses and cut unnecessary expenses, such as entertainment and shopping, to save more money to repay debts.

3. Increase income: find additional job opportunities or part-time jobs to increase income sources. In this way, the funds needed for repayment can be accumulated faster.

4. Negotiation with the borrower: If repayment is difficult, communicate with the borrower and try to reschedule the repayment plan. Some borrowers may be willing to provide flexible repayment options to help you tide over the difficulties.

5. Repayment priority: determine the repayment priority of debt according to interest rate and repayment period. Give priority to repaying debts with high interest rates to reduce the interest burden.

6. Seek professional help: If necessary, consult professionals, such as financial planners or debt consultants, to get better repayment advice.

Summary:

By making repayment plans, cutting expenses, increasing income, negotiating with borrowers, and determining repayment priorities, we will pay off the online loans as soon as possible and go ashore. However, this requires firm determination and patience to achieve debt freedom. Remember, following good financial planning principles can help you make steady progress in the process of repaying debts.

Extended data:

1. When making the repayment plan, we must consider the monthly interest expense and make flexible adjustments according to the available funds.

2. When seeking professional advice, please choose reliable institutions or individuals and avoid illegal debt solutions, such as cases involving high expenses or fraud.