The basic medical insurance fund for college students consists of basic medical insurance premiums paid by insured students and government subsidies. The fund-raising standard is 1 10 yuan per person per year, in which 80 yuan is given financial aid, college students and their families pay 30 yuan, college students from low-income families give full financial aid, and college students themselves do not pay fees.
The role of medical insurance for college students
1, college students' medical insurance coverage is wide, individual contributions are low, and outpatient medical care is solved simultaneously. On the basis of students' individual contributions, they will also receive certain standards of subsidies.
2. College students' medical insurance can not only solve the medical security problems of students' sudden injury, serious illness outpatient service and hospitalization, but also solve the medical security problems of students' general outpatient service, which is an advantage that commercial insurance does not have.
3. College students' medical insurance, combined with the actual characteristics of college students, broadens the coverage of serious diseases and gives more consideration to the health of college students.
What about the original medical insurance after going to college?
1. Generally speaking, students who are admitted to universities in the city will be organized by universities to pay insurance premiums after entering universities. Therefore, the medical insurance card originally held by prospective college students can continue to be used.
2. Prospective college students admitted to universities outside the city are divided into universities in and outside the province. Prospective college students studying in colleges and universities in the province will use up the balance of their medical insurance card accounts in August, and when they enroll in early September, they will cancel the medical insurance relationship in high school, and the local colleges and universities will organize the insurance payment in a unified way, and the original medical insurance card can continue to be used. Prospective college students studying in colleges and universities outside the province should also spend their account balances in August. When they register, they will cancel the high school medical insurance relationship, and the local colleges and universities will organize the insurance payment and re-create the medical insurance card.
3. Personal medical insurance account is a special account established according to the basic medical insurance policy, which is specially used to store the medical insurance premiums paid by the insured and the funds allocated by the employer according to a certain proportion, and record the medical consumption. The funds in the personal account are used to pay for the out-of-pocket part of medical treatment and medicine purchase.