1. Bank repayment: users can bring personal bank cards, ID cards and other materials to the bank outlets that handle loans to receive the Application Form for Repaying Student Loans, fill it out and give it to the staff, and then repay the student loans;

2. Online repayment: Users can choose to prepay on the CDB student loan information online, and then add the corresponding information. Every month, the lender will repay the student loan through the bank card account bound by the user.

The above is the relevant content of where to repay the student loan.

Matters needing attention in applying for student loan

1. Applicants for student loans have poor family economic conditions, and provide relevant supporting documents. If the family conditions are fraudulent, once verified, the loan qualification will be cancelled and relevant legal responsibilities will be borne;

2. Only one national student loan and student loan can be applied;

3. After the student loan application is successful, the school tuition will be paid first, and the remaining loan amount will be returned to the loan student account after the school has completed the relevant procedures;

4. Student loans need to be repaid according to conditions after graduation, and only interest can be repaid within two years after graduation. The interest rate at the time of signing this contract is LPR floating interest rate or fixed interest rate;

5. You don't have to bear the loan interest during school, but you need to bear the interest after graduation.

6. If overdue repayment will have a serious impact on personal credit, applying for other loans in the future will also have a negative impact.

Types of student loans

1. National student loan: led by government departments, subsidized by finance bureau and institutions of higher learning, given to banks with certain risks, assisted by banks, cultural and educational institutions and institutions of higher learning, and distributed to students with poor families;

2. Personal credit loans from students' places of origin: CDB and other financial institutions provide them to eligible college students;

3. Interest-free loans for students by colleges and universities using state stock funds: the Ministry of Education allocates appropriate stock funds to major colleges and universities every year for classroom teaching, and some colleges and universities will extract some assets and absorb some donations from fellow villagers' associations;

4. General commercial student loans: profitable loans granted by lending banks to college students who have received non-basic education and training or their immediate family members or guardians. The loan is only used for college students' tuition and living expenses.

This article is mainly about the knowledge about where to repay the student loan, and the content is for reference only.

2. What are the repayment methods of university loans?

According to the joint notice of the Ministry of Education and the People's Bank of China, college graduates should pay off all the student loans within 4 years after graduation. If it is really difficult to repay, with the approval of the loan bank, the longest period shall not exceed 8 years.

Third, how to repay the student loan?

The risk of not repaying student loans. By the end of 2005, in 17 14 colleges and universities that should offer national student loans, there were 248 local colleges and universities, mainly 20% students with national student loans in local and municipal colleges and universities were in arrears. Because some college students are difficult to find jobs and have great mobility after graduation, a small number of college students have poor credit awareness. According to the sample survey, nearly 20% of the lenders did not meet the requirements. Strengthen post-loan management and adopt important problems that must be solved in the work of national student loans. The loan assisted 2.068 million students, and Cui Bangyan returned the national student loan as agreed. The handling bank shall load the default loans into the credit information system of financial institutions, and financial institutions will no longer handle new loans and other credit businesses for them; Students who are in arrears for more than one year and do not take the initiative to contact the handling bank, their names and citizen ID numbers, graduation schools, breach of contract, etc. It will be submitted to the website of the national student loan management center and other school graduates' academic qualifications inquiry system for publication. In the loan contract signed by the loan student and the bank, the promise of "the borrower agrees to pay when there is a serious breach of contract" has been clearly included. A total of 654.38+07.27 billion yuan of national student loan contracts were approved, and 2.068 million students from poor families in colleges and universities were subsidized. Morning News (Reporter Guan Yixia) held a press conference, asking colleges and universities to help banks find and repay the graduates who are in arrears, and asking colleges and universities to manage the student loan work in September this year. How do Chengdu universities react to this? The reporter interviewed several universities. Li Shuanjiu, deputy director of the Student Affairs Office of Sichuan University, said that nearly 3,800 students in Sichuan University have applied for the national student loan under the new mechanism, and more than 2,000 students are in the process of applying. At present, more than 200 students have entered the repayment period of student-origin student loan (new mechanism), and the number of students who default during the repayment period is controlled within 10%. Li Shuanjiu said that Sichuan University mainly prevents students from deliberately defaulting on loans through two major channels. One is to educate students in good faith before handling loan procedures; The second is to supervise the repayment of students applying for student loans through QQ, telephone and contacting parents. University of Technology: Director Wang of the Student Affairs Office of Chengdu University of Technology said that the national student loan center was established at the beginning of last year, because the time limit from loan to student repayment period is 10 year. At present, the loan of school students has not reached the prescribed repayment period, so there are no graduates who are in arrears with the repayment period for the time being. School of Information: Inform the employer to remind the repayment. Wu Xiang, director of the Student Affairs Office of Chengdu University of Information Science and Technology, said that so far, loans for poor students who have graduated have not been extended. Before graduation, the school will talk to the loan students and attach the student's loan situation to the file. At the same time, it will send a letter to the student's employer and the student's parents, which contains a detailed record of the student loan. This practice is nothing more than trying to remind students to repay in time through various means. Last year, more than 900 poor students in the School of Information Engineering took out student loans.