1, free of annual fee: this card can enjoy free of annual fee during school.
2. conference present: You can get a "conference present" as soon as you get the card, and you can get a 70 yuan electronic cash coupon, which can be used for online shopping in JD.COM Mall.
3, simple operation: you can directly handle and mix photos through the mobile banking APP, without queuing offline.
4. First gift: within three months after issuing the card, you can get a movie ticket or electronic cash coupon of 100 yuan after opening the card and completing the first consumption. Disadvantages:
5. High interest: Even if there is an interest-free period, if the cardholder overdraws or fails to repay on time, the balance is likely to be superimposed to calculate high interest.
6. There are relatively few places available: UnionPay cards may not be used much when returning to their hometown in other places.
7. It is easy to generate credit records: since this card is a credit card, the applicant must have a corresponding credit rating or credit record, otherwise it may be affected in the subsequent loan application. In short, the advantages and disadvantages of the campus version of the Great Wall Unbounded Youth Card of Bank of China depend on individual circumstances. If you need to arrange some emergency expenses during school, this credit card can provide you with convenience. However, if you don't use credit cards often, you may incur high and unnecessary expenses. Therefore, when using any credit card, please be sure to choose carefully and understand its advantages and disadvantages, so as to use and manage money correctly.