Youka takes the letter U as the design breakthrough point, and the words beginning with the letter U: university (campus), unique (personality), upward (positive) and useful (useful) explain the distinctive characteristics of college students-full of personality, positive and upward, determined to become useful talents to society.

Credit limit of excellent card for college students: 500- 12000 (excellent college students 20000). When the initial minimum credit line of university student card is adjusted to 50 yuan, the second repayment source of university student card must be ensured. The specific credit line is determined according to the guarantee amount.

The discount card for college students is free of annual fee during school. After graduation, the annual fee policy will be implemented according to the product pricing, and the annual fee for the following year will be reduced after spending five times. Annual fee standard: 80 yuan/year.