Let's just say that the admission order of good schools is fairly fair. It is impossible to say that there is no discrimination in the first-level education, but I still value my ability. However, it should be noted that there is still a big gap between the people from famous schools and us, and all aspects should work harder.
As far as the schools you mentioned are concerned, I can tell you responsibly that they are basically top-notch (although there are no open roads, north roads and Wudaokou), so it is difficult for us to get into any one, so what I want to tell you is that if we decide, we must be prepared. Try harder, after all, our foundation and other abilities are not as good as those of those good students.
Anyway, let me tell you what I know. As far as I know, the above schools can basically be divided according to the degree of difficulty.
1. Fudan University
2. Shangcai Nankai Xiamen University Zhongshan Cai Yang Foreign Trade and Economic Cooperation Department
3 Jinan, Cai Xi
Other schools. I don't know. Most financial majors in Nankai are 400+. Xiamen University's finance retest line 402 and investment line 400 this year. In other directions, except for Guojin, everything else needs 395+. The central government is also the financial direction of 395+, and others will not be much lower. So if you want to participate in the competition, you must set your goal above 385+. You should know that it is not difficult. In terms of enrollment, there will be more financial institutions and fewer other comprehensive universities.
The school environment you mentioned, I don't know whether it is the living environment or the academic environment. Speaking of living environment, hehe, no one is sure. However, if you are willing to spend three years off work to go to graduate school, you must still have something to pursue, so you won't care too much. Academic environment, these schools are important places of finance in China University, so it won't be bad, as long as you really want to learn.
Ps: I'm in the same situation as you, and I've compared schools through various channels. The conclusion is that there is nothing to test in the field of university finance, and the difference is not too much. Of course, I also deserve those good schools. So if you really make up your mind to take the exam, I suggest you make a decision quickly, set up a school, set a direction, and then focus on reviewing basic courses and professional courses (generally macroeconomics and microeconomics). This is what you should pay attention to, because if you don't get enough marks in the initial test, everything is just a cloud. . . I hope I can help you. . . You can leave me a message if you need it. . . .