National student source credit student loan

The application acceptance time is fixed!

Prospective college students come and find out.

From July 15 to September 20, eligible students can apply for loans at the Student Financial Assistance Management Center of the Education Bureau of the county (city, district) where their household registration is located and its designated acceptance point. According to the news of Yunnan Branch of China Development Bank, the acceptance time of student-origin student loans in Yunnan Province is from July 15 to September 20. The Yunnan Provincial Department of Education and the Yunnan Branch of China Development Bank will do a good job in receiving this year's student loans in accordance with the principle of "precise funding and full loan".

All eligible freshmen and students with financial difficulties in colleges and universities, whether studying in colleges and universities in the province or in colleges and universities outside the province, can apply for student-origin loan in the county (district) where the students are registered before entering school.

Full-time undergraduate students (including second bachelor's degree and higher vocational students) and preparatory students do not exceed 8,000 yuan per person per year, and full-time graduate students (including master's and doctoral students) do not exceed12,000 yuan per person per year. Loans exceeding tuition and living expenses can be used to finance students' living needs.

The loan interest rate is the benchmark interest rate of the same grade in the same period announced by the People's Bank of China. All the loan interest of students during their school days shall be borne by the finance. Three years after graduation, only interest is paid, not principal.

What is a student loan?

Student loans are credit loans, and students and their parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.

1 Full-time college students and preparatory students each apply for a loan of no more than 8,000 yuan per year.

2 full-time graduate students

(Master's degree, Doctor's degree)

The maximum application amount is 12000 yuan.

The specific processing time is from July 15 to September 20, and the term of student-origin credit loan is also relatively long. In principle, it is the academic system plus 13 years, with a minimum of 6 years and a maximum of 20 years.

? During the period of students' study at school, all the interest is subsidized by the financial department;

? If you don't continue to study for a degree in the year of graduation, considering the actual situation of students, three years after graduation is a grace period for students to repay their principal and interest, during which only interest needs to be repaid, and the principal and interest of loans will not be repaid until the fourth year after graduation.

? For the first loan, the borrower and the borrower need to go to the county-level rescue center where both parties are registered;

? When renewing the loan, either the borrowing student or the borrower can go to the original county-level funding center with relevant materials.

First application process

Students who pre-apply for loans log in to the online student service system, fill in the relevant information about themselves and borrowers, print the application form and sign it, and then go to the funding center with their ID cards, borrower's ID cards, admission notices and original student ID cards.