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College students can get a loan to find a school.
Legal analysis: it is a personal civil act, looking for the debtor. It's no use looking for a school. If the debtor doesn't pay his debts, the creditor can bring a lawsuit to the court and force the debtor to pay his debts through legal channels. Under normal circumstances, creditors cannot directly exercise compulsory rights, including the act of sealing up property. But this is not absolute. If permitted by law, the creditor may seize the debtor's property.

Legal basis: Article 119 of the Civil Procedure Law of People's Republic of China (PRC), the prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.