Generally speaking, it is no problem to sign the contract in person in the business hall. The interview is mainly to verify the user's work income, liabilities and credit. The interview needs to bring all relevant supporting materials, including income flow, credit report, real estate license, marriage certificate, household registration book, etc. The purpose is to ensure that the information obtained in the audit process is true and effectively prevent risks. For convenience, some online lending platforms will directly sign face-to-face contracts with online videos. In fact, the effect is the same, very safe. As long as the platform is compliant, online or offline signing is safe.

What does it mean to sign an IOU offline?

Off-line loan signing means that the borrower carries his valid documents and various materials, signs loan contracts and IOUs in the bank, and goes through the formalities of face-to-face signing and signing. It should be noted that the borrower needs to go in person when signing the face-to-face, others can't do it for him, and all the prepared materials should be brought with him when signing the face-to-face. Different borrowing banks require applicants to prepare different materials. If the borrower is in doubt about the repayment method and the specified time at the time of face-to-face signing, he can consult the borrowing bank specifically.