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Second, how to handle the tuition fee for college students' loans?

To apply for a student loan, the process is as follows: 1. If you want to apply for a new student loan, you must have an admission notice from your university, and it must be a nationally recognized institution of higher learning. Other institutions of higher learning that are not recognized by the state will not be recognized and cannot apply for student loans. 2. You should issue your family poverty certificate, which is issued by the person in charge of the local Ministry of Civil Affairs. The content of the certificate must be true, and the family situation should be written clearly as far as possible, such as the number of workers, the minimum annual income of the family and so on. You must fill in the questionnaire, which is usually in the notice sent by the university that accepted you. The content of the questionnaire must be true, and your family members, family income and so on should be written in detail. The last place to sign is to go to the local Ministry of Civil Affairs to find relevant personnel to sign. 4. Individuals should fill in their personal information in the student online service system of China Development Bank. The information content must be the same as the family poverty certificate and questionnaire. For example, home address and loan amount are all personal real information. Fill it out and print it out. If you need to sign at the local civil affairs office, you must sign it. Generally speaking, if you are really a poor family and meet the requirements of application, then you have passed the preliminary examination of the first application. After passing the preliminary examination, students and guardians must sign the contract together in the financial aid office. Student-origin student loans generally refer to national student loans, which are bank loans led by the government, subsidized by the government, jointly compensated by finance and universities, and jointly operated by banks, education administrative departments and universities to help poor students in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they must promise to repay on time, repay in installments after graduation, and bear relevant legal responsibilities. There are four main forms of loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan. Repayment method of college student loans Alipay Repayment (1) Log in to the homepage of CDB Student Loan Information Network, and then enter the loan information page through the student login name and password (the default login name for online application for early repayment of academic year loans is the school code 1 1656 student ID number, and the password is the eighth birthday; The login name and password of online loan repayment after the school year are the login name and password when students apply for loans); (2) Click "prepayment application" on the left to enter the prepayment application summary information page; (3) Click the "Add" button at the lower left of the prepayment application summary information page to open the prepayment addition page; (4) Select a loan contract record and click OK to save the prepayment application information. (5) When logging in, if "There is something wrong with the security certificate of this website" appears on the webpage, please click "Continue to browse this website (not recommended)" in the penultimate line below to continue logging in. Bank repayment 1. Before you go to the bank, you must bring all the materials for student loans, as well as your ID card and bank card. The most important bank card password must be remembered, otherwise it will bring more trouble to your handling process; 2. After entering the bank, queue up to get the number, then get the application form from the staff and fill in all the contents in detail; 3. Go to the counter to handle the loan repayment procedures; 4. Send the repayment voucher to the relevant person in charge.

Third, how to apply for a university tuition loan?

There are generally two kinds of student loans commonly used by college students: national student loans and student credit student loans. The national student loan is a bank loan led by the government, subsidized by the government, and operated by banks, education administrative departments and universities to help poor students in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. The loan funds are mainly used for students to pay tuition and accommodation fees during their school days. Student-origin credit student loan is an important part of college student loan.

Materials required for applying for national student loans:

1. Apply for a national student loan;

2. Copy of my student ID card and ID card (minors must provide valid identification of legal guardians and written consent to apply for loans);

3. I explain the family's financial difficulties;

4 township, town, street civil affairs departments and county-level education administrative departments to identify their family financial difficulties. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.

5. Other supporting documents and materials required by the bank or school.

Materials to be provided for applying for student-origin student loan:

First-time loan student: student and borrower's ID card (original and photocopy), household registration book (original only), admission notice or student ID card (original and photocopy), and signed and sealed application form in duplicate. Re-loan students: Students do not need to undergo qualification examination, but only need to submit their signed application form and a copy of their student ID card (2 copies each). If the borrower (or borrower) can't come to the acceptance site, he can apply with the power of attorney of the payer (or borrower). Proof of poverty-stricken units: Students who apply for loans for the first time need to go to any unit of high school (fresh high school graduates only), village (neighborhood) committee and township (street) civil affairs department for qualification examination and build official seals.