My uncle works in a bank, but not just in business. He has a mission every month. In addition to the normal deposit and withdrawal of ordinary people, we need to pull some business. Whether it is a large deposit business or a loan business, they can get a high commission in these businesses and do not need to be responsible. They just need to borrow money from a customer, and after the money is collected, a professional payee will take care of it. If the loan can't be collected, they don't have to bear the responsibility.
So his salary is very high every month, and his family conditions are much better than ours. When we lived in three rooms, their family had already bought a house, and food and clothing were much more expensive than ours. This is when he went to our house to absorb deposits. Because he is a relative, he revealed this little news to us, otherwise we wouldn't know.
Their bonus at the end of the year is very generous, according to their business level this year, and there is no cap. According to him, his bonus at the end of the year is equivalent to three months' salary of our ordinary workers, which makes our relatives envious.
He works in ICBC, and the credit card we usually handle is very low, with a maximum of 30,000. And their internal staff can achieve 865,438+million, or even hundreds of thousands. Because the interest on credit cards is very low, they sometimes borrow money from credit cards, and the interest on loans is quite high, so they can earn good interest from the country's money.
But not now. Now the loan business is all about people. Whoever puts out the loan can't get it back, who will be responsible. So they are now very cautious and dare not borrow money easily. Without this income, their wages are much lower now.