Subjectivity of law: With the development of society, people pay more and more attention to the problem, among which what is the requirement of business license loan for college students is also a key concern. In order to help you solve this problem, Bian Xiao compiled this knowledge, hoping to help you. First, the conditions for college students to start a business loan 1, fresh graduates, college students within two years of graduation; 2. College degree or above; 3. 18 years old or older; 4. After graduation, he has not been employed for more than 6 months, and has registered unemployment in the local labor and social security department. Second, the information required for college students' entrepreneurial loans 1, the application form for college students' entrepreneurial funding (commercial loan discount) in triplicate, and prepare electronic documents; 2. Table of College Students' Entrepreneurial Enterprise Personnel, 1 copy; 3. The application form for college students' entrepreneurship funding, 1 copy; 4. Corporate ID card, household registration book or household registration certificate, graduation certificate (student ID card), each 1 copy; 5. Enterprise business license, tax registration certificate and organization code certificate, each 1 copy; 6. Capital verification report issued by accounting firm 1 copy; 7. 1 loan contract; 8. Articles of Association, 1 copy; 9, technical cooperation agreement, patent certificate, patent application acceptance notice, etc. , 1 serving, if necessary. 10 and relevant award certificates, each 1 copy; 1 1, letters of recommendation from tutors or venture capitalists, venture capital institutions and related enterprises, each 1. 3. Certificate 1 and identity certificate required for college students' entrepreneurial loans; 2. Students at school need to provide student ID cards and school transcripts; 3. Graduates are required to provide graduation certificates and degree certificates; 4. Checklist of frequently used bankbooks or bank cards in the past 6 months; 5. Other credit certificates (if any): certificate of scholarship, certificate of class cadres, certificate of community activities, certificate of various honors/social rewards, such as blood donation and voluntary teaching. And: (1) documents proving the repayment ability of the personal or family income and property status of college students' entrepreneurial loan applicants; (2) Identity documents (including the original resident identity card, household registration book or other valid residence permit) and proof of marital status of the applicant for college students' entrepreneurial loans and their spouses; (3) Guarantee materials for college students' entrepreneurial loan applicants: the ownership certificate and list of collateral or pledge, the certificate that the authorized disposition agrees to mortgage (pledge), and the appraisal report of mortgage (pledge) issued by the appraisal department recognized by the bank. (4) the business license of the applicant for college students' entrepreneurial loan and the business license of related industries, and the relevant agreements, contracts or other materials in the use of the loan. I believe you have a more comprehensive understanding of this issue after reading the requirements of the above small series on college students' business license loans. If in doubt, you can also bring relevant materials and certificates to relevant institutions for further consultation and understanding. If you need more legal answers, you can consult a lawyer online!

Legal objectivity: query result: the staff of the Municipal Human Resources and Social Security Bureau replied: According to the regulations, college graduates must meet the following conditions when applying for small secured loans: 1, with Harbin hukou and permanent residence in the household registration area; 2. The business project is located in Harbin city; 3. There are self-employed or self-operated projects; 4, engaged in service, commerce, small processing and other business projects, to have a relatively fixed business premises, venues, equipment, facilities and other conditions and can ensure the basic business needs of its projects. Meet the above conditions, the applicant can hold my ID card, household registration book, employment (loss) registration certificate (in the community where the household registration is located), business license, proof of business premises or lease contract, counter-guarantee materials and other materials required by the guarantee institution and the handling bank to apply to the community labor security workstation. Loan procedure: initial review of the community labor security workstation where the project is located-review by the district labor security department-review by the municipal guarantee center-final review by the handling bank.

Second, what do college students need to start a business to get a bank loan?

Graduates can apply for small secured loans to start businesses. For college graduates to start their own businesses, the provincial government and relevant departments have three policies-"venture capital of college graduates" and three-year reduction and exemption of registration, license and management fees. College graduates who want to start a business and need loans can apply for small secured loans from local banks. The amount is generally 20,000-50,000 yuan, and the loan period generally does not exceed 2 years. If the repayment is due, the local finance will give a 50% discount. Zhou Jiamin said, in fact, not many people borrow money, because there are many procedures, and college students who really want to start a business don't necessarily value this 20,000 yuan.

3. What are the procedures for college students' entrepreneurial loans in Henan Province? Which bank do I need to go to? How to deal with it?

College students' self-employment loan 1. Application conditions: 1, college degree or above; 2. After graduation, the security department registered as unemployed. Second, the loan term: the small-scale entrepreneurial loans provided by the state for college graduates are government-subsidized loans with a term of 1 ~ 2 years. No longer enjoy financial discount after 2 years. Third, loan method: college insurance, mortgage (pledge) loan. Four, the specific operation method can be consulted to the local labor and social security bureau. In addition, there are other preferential policies for college students' entrepreneurship. For example, those who are engaged in self-employment can be exempted from the administration of industrial and commercial registration within 1 year, and their household registration files can also be hosted in the city service center. The specific policies for college graduates to start their own businesses should be. Five. When applying for this kind of loan, the application materials are three key points: first, the loan applicant must have a fixed residence or business premises. Second, business license and business license, stable income and ability to repay principal and interest; One thing is that the projects invested by entrepreneurs already have their own funds. Try "counting silver online". They set up this organization because they have difficulty in creating money. I don't know if it will really work. Make a suggestion, I hope I can help you!

Fourth, how to apply for college students' entrepreneurship subsidies?

The application process is as follows:

1. accepted. The applicant applies to the management service center of the College Students Pioneer Park, and submits relevant application materials, and the management service center of the College Students Pioneer Park conducts preliminary examination;

2. review. The personnel bureau, in conjunction with the Finance Bureau and other relevant departments, will review the information of the object of applying for commercial loan discount according to factors such as industry orientation, enterprise scale, employment number, registered capital, profits and taxes, and verify the discount amount;

3. publicity. The commercial loan discount object and discount amount approved by the review shall be publicized by the Personnel Bureau and the unit or community where the applicant belongs, and the publicity period shall be 5 working days;

4. approval. If there is no objection after publicity, the Personnel Bureau will issue a notice of approval;

5. payment. According to the reply notice, after the discount object provides the interest payment certificate, the Finance Bureau will allocate funds from the special fund to support college students' self-employment.

6. Application materials for college students' entrepreneurial loans

The requirements are as follows:

1, a college student who graduated within two years;

2. College degree or above;

3. 18 years old or older.