1, college students need to choose rational consumption according to their own economic level, and remember not to exceed consumption excessively. With the continuous improvement of the current level of economic development, college students have a certain psychological comparison. Because college students are in a relatively relaxed state in their daily study environment, if they lack certain self-control, there may be some excessive comparisons and comparisons, which will lead to their own views on money, especially when some students borrow money because of excessive comparisons, which will bring great debt risks to themselves and their families. Therefore, college students must choose reasonable and rational consumption when spending, they can use their own strength to actively participate in social practice activities to improve their experience level, and they can do some part-time jobs to maintain part of their economic expenses. Because college is a stage that requires us to be independent constantly, at this age, we need to understand that we have the ability to be responsible for ourselves.

2. Only by establishing a correct view of money can we stay away from the risk of borrowing. In fact, college students live in a stage where the economic level is not too high, and they still focus on learning. At this age, college students should pay more attention to the improvement of knowledge and ability. If the phenomenon of borrowing is caused by some comparisons, it will actually bring great pressure and burden to their later lives, and it will also bring bad influence to their families. But if they are in a very difficult stage, they can also make reasonable loans and borrowings, but they need to grasp the scale problem reasonably. Therefore, in general, college students must make full use of their time and advantages and give full play to their strengths in college. Constantly learn more knowledge to improve their professional ability and knowledge level, so as to provide a better foundation for future life development and enhance personal competitiveness and irreplaceable.