Before the introduction, the seniors prepared a study material, and interested friends can poke the following one:
Super full! Everything you want to know about insurance is here.
1. The meaning of education grant
Education fund insurance (referred to as "education fund") is an insurance that provides certain insurance benefits for children's education at different growth stages.
The common education fund products in the market can be used not only in junior high schools, high schools and universities, but also in the insurance of starting a business after graduation. However, it should be noted that the specific guarantees of each product are different and can be selected as needed.
In addition, the education fund also has the characteristics of stable income and compulsory savings, which can not only save a sum of money for children's future, but also ensure that children's future education will not be interrupted because of lack of funds.
Seeing this, if a friend has questions about education fund insurance, the following article will definitely help you:
Parents must read: Is it necessary to buy education fund insurance? How to choose the right product?
2. Precautions for insuring the education fund
After reading the above, I believe everyone has a certain understanding of the education fund. So in order to step on the pit as little as possible, what problems should parents pay attention to before insuring the education fund? Senior, let me tell you something.
(1) Pay attention to the guarantee period and collection time, mainly because the education fund itself is tailor-made for children. The natural protection period and collection time must match the time when children need money, such as the time when children go to junior high school and university, and the time when they want to start a business after graduating from university.
(2) the order of insurance, for children, the protection of physical health is far more important than the protection provided by education funds, so we should pay attention to the protection of physical health (such as critical illness insurance and millions of medical insurance, etc.). ) First, then idle money is the insurance with financial management such as education funds.
At the end of the article, for parents who want to insure their children's education funds, senior sister has compiled a "cheat sheet" for everyone:
Latest! The eight education grants with the highest rate of return in 2022 are coming ~
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