(1) If you are hospitalized in a first-class hospital, a third-class hospital or a specialized hospital in the urban area, you can directly use the medical insurance card to go through the hospitalization procedures, but you can't directly use it in a third-class hospital.

(2) During holidays and internships, if you are hospitalized in other places, you don't need a medical insurance card, and the expenses need to be paid in advance by individuals. After discharge, the relevant materials (hospitalization invoices, expenses, lists, discharge records, outpatient medical records) will be handed over to counselors or school hospitals, and future generations will be sent to the Municipal Medical Insurance Office for reimbursement.

(3) If the hospital in the city does not use the medical insurance card, the medical expenses incurred shall be borne by the Municipal Medical Insurance Office.

Note: If you want to go to a tertiary hospital for medical treatment, you must first go through the transfer procedures in the hospital or secondary hospital approved by the attending doctor, and then go through the hospitalization procedures in the tertiary hospital, so as to be reimbursed.

2, outpatient reimbursement

(1) Medical treatment in medical insurance hospital can be reimbursed.

(2) Materials required for reimbursement: medical insurance card, ID card, outpatient medical record and medical expense invoice.

Second, the proportion of college students' medical insurance reimbursement

1, outpatient reimbursement ratio

(1) medical expenses less than 1000 yuan shall be reimbursed by 35%;

(2) Medical expenses 1 1,000 yuan or more (including 1 1,000 yuan), and the part less than 5,000 yuan will be reimbursed by 45%;

(3) Medical expenses of more than 5000 yuan (including 5000 yuan) 10000 yuan are reimbursed by 55%;

(4) Medical expenses above 10000 yuan (including10000 yuan) shall be reimbursed by 65%.

2. Proportion of hospitalization reimbursement

(1) If the medical expenses are less than RMB 10000, the reimbursement rates in tertiary, secondary and primary medical institutions are 55%, 65% and 75% respectively;

(2) If the medical expenses 1 10,000 yuan or more (including 1 10,000 yuan) is less than 20,000 yuan, the reimbursement rates are 60%, 70% and 80% respectively;

(three) medical expenses of more than 20 thousand yuan (including 20 thousand yuan), the proportion of reimbursement in tertiary, secondary and primary medical institutions are 65%, 75% and 85% respectively.

How to reimburse medical insurance for college students? It's simple. College students need treatment when they are sick. Just give the medical insurance card to the hospital when they go to see a doctor. Even if there is no money in the card, the medical insurance card can still reimburse you when you leave the hospital to settle the expenses.