1, simple thinking, poor awareness of prevention. The main reason is that college students have been studying in school since childhood, with little social life experience, simple thinking and poor ability to distinguish right from wrong. Some students are so emotional that they fail to take precautions and fall into the trap set by the swindlers.

2, greedy and cheap, quick success. Greed is the victim's greatest psychological weakness. Many fraudsters have succeeded repeatedly, largely by taking advantage of people's greed and other wildness. Victims are often attracted by the "benefits" and "benefits" provided by fraudsters. These people are attracted by "interests", but the result is a "dead duck" ending.

Shopping refund fraud:

Chen Mou, a college student, received a strange phone call. The other party claimed to be the owner of "* *" network. Chen Mou didn't doubt each other's identity. Later, the "shopkeeper" told Chen Mou that the things Chen Mou bought were out of stock, and now he wanted to give Chen Mou a refund. So Chen Mou added an Alipay account according to the other party's prompt.

The other party asked Chen Mou to borrow 5,000 yuan from the "XX Good Term Loan" on Alipay, and then the other party sent a QR code through Alipay for Chen Mou to scan. But Chen Mou doesn't know that the so-called refund QR code is actually a payment QR code. After not receiving the refund, Chen Mou looked for the other party, and the other party asked him to operate it several times, so Chen Mou scanned the code three times in a row, and every time he finished scanning Alipay, he had money to transfer it out.