Individual customers are divided into quasi-star customers and 1-7 star customers according to the star level. The star point value of each star is different. All kinds of deposits, liabilities and other investments with an amount exceeding 1 10,000 yuan will be rewarded with star value.

Six stars belong to ICBC's internal customer stars, which are roughly as follows: Samsung's customers are ordinary customers; Four-star customers are potential customers. Five-star and six-star customers are financial gold (wealth) customers; Grade 7 and above are private banking customers.

The higher the star rating, the higher the income. Although there is not much discount at the four-star counter, there is already a discount at e-banking. Five-star can apply for a gold card, enjoy more discounts at the counter and e-banking, and the account manager will follow up on financial management. Platinum card can apply for level 7 or above, one-on-one financial management.

Big-name stars can not only get various discounts, but also easily apply for credit cards or loans, and the amount is also very large. Frankly speaking, this star is also a credit rating. People who regularly use ICBC's credit cards for spending or term loans (repayment on time) may have a five-star or higher star rating even if they have no deposits in ICBC, depending on their personal contribution to ICBC.

Extended data:

ICBC's Six-Star Customer Treatment

You can apply for a platinum credit card. After successful application, you can enjoy value-added services, such as platinum credit card discount for merchants and VIP access at the airport.

It provides four series and ten categories of exclusive wealth management services, including wealth planning, asset management, account management services, financial consultants, wealth information services, VIP channels, exclusive rates, exclusive media services, global finance and value-added services.

The bank will provide automatic credit service for personal consumption credit line. Every bank will set up its own star-rated basic credit line. Customers will decide whether to use this line according to their own needs, and further broaden the financing channels.