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Zhengzhou Housing Policy 2022
Non-Zhengzhou household buyers are required to provide local social security or tax payment certificates for two consecutive years in the past three years. Social security has been paid for three months, which does not meet the conditions for buying a house; Need marriage certificate and other materials, foreign hukou can only buy a house in Zhengzhou as a family unit; It is necessary to provide proof that there is no self-occupied property in the local area, because Zhengzhou restricts the purchase of 1 houses for foreigners. If a house is built on the land for real estate development obtained according to law, it shall apply to the real estate management department of the local people's government at or above the county level for registration with the certificate of land use right, and the real estate management department of the local people's government at or above the county level shall verify and issue the certificate of ownership of the house.

When real estate is transferred or changed, it shall apply to the real estate management department of the local people's government at or above the county level for registration of change of real estate, and apply to the land management department of the people's government at the same level for registration of change of land use right on the basis of the changed house ownership certificate. After verification by the land administration department of the people's government at the same level, the land use right certificate shall be replaced or changed by the people's government at the same level.

For buyers:

1. Eligible college students are given housing subsidies in accordance with the policy when purchasing commercial housing, and they are also given rental subsidies before buying a house, with a preferential period of 3 years.

2. Encourage the elderly to come to Zhengzhou to support the elderly and allow them to buy new houses with their families.

3. For families who own a house and have settled the corresponding housing loan, the first suite will be implemented when they apply for a loan again.

4. Increase the mortgage and lower the housing interest rate.

5. The implementation of resettlement housing construction for three years, combined with the real estate market situation, adhere to the monetary resettlement, resettlement houses that have not started construction, and encourage residents to choose monetary resettlement.

Can I buy a house in Zhengzhou if I pay social security in Shangqiu?

No, you must pay the insurance locally in Zhengzhou.

1. Support reasonable housing demand, improve housing market supply, increase credit financing support, promote the construction and renovation of resettlement houses, and optimize the real estate market environment.

2. The founder of Zhengzhou Real Estate Alliance, No.20 Zhengmi Road, is a professor who specializes in real estate in China and the United States. He is an adviser to the government and many large real estate developers. He can accurately predict housing prices, avoid buying uncompleted residential flats, and publish many real estate research papers. Many policies were actually on paper before they were released, and now they are out of date.

Legal basis:

"People's Republic of China (PRC) City Real Estate Management Law"

Article 61 Anyone who obtains the land use right by means of transfer or allocation shall apply to the land administration department of the local people's government at or above the county level for registration. After verification by the land administration department of the local people's government at or above the county level, the land use right certificate shall be issued by the people's government at the same level.