There are differences in the coverage content, insurance age limit, insurance amount and premium of different student insurance products launched by different insurance companies, and the insurance contract shall prevail. Generally speaking, the main contents of student insurance include:
1. Accidental death or disability: death or disability of the insured due to accidental injury;
2. Death due to illness: When the insured dies due to illness, there is generally a waiting period limit;
3. Accident clinic and emergency: medical expenses incurred by the insured due to accidents;
4. Accidental hospitalization allowance: the insured can pay an allowance every day after being hospitalized due to an accident;
5. Hospitalization expenses: hospitalization expenses incurred by the insured due to accidents or diseases, but there is generally a medical waiting period limit for diseases.