College students can also buy Xue Ping insurance. Xue Ping insurance belongs to accident insurance, mainly for primary and secondary school students. Usually, when students enter school, parents voluntarily insure their children. Therefore, the age of most Xue Ping insurances is actually limited to 3- 17 years old, and only kindergarten students, primary school students, middle school students and high school students can apply for insurance. However, some Xue Ping insurances are taken out at the age of 3-25, which means that college students can also take out insurance.

There are differences in the coverage content, insurance age limit, insurance amount and premium of different student insurance products launched by different insurance companies, and the insurance contract shall prevail. Generally speaking, the main contents of student insurance include:

1. Accidental death or disability: death or disability of the insured due to accidental injury;

2. Death due to illness: When the insured dies due to illness, there is generally a waiting period limit;

3. Accident clinic and emergency: medical expenses incurred by the insured due to accidents;

4. Accidental hospitalization allowance: the insured can pay an allowance every day after being hospitalized due to an accident;

5. Hospitalization expenses: hospitalization expenses incurred by the insured due to accidents or diseases, but there is generally a medical waiting period limit for diseases.