202 1 The standards for undergraduates and postgraduates are as follows:

1, including full-time undergraduates in higher vocational colleges. If the total annual tuition and accommodation fees are below 8,000 yuan, the loan amount can be determined according to the total tuition and accommodation fees.

2.1.2000 yuan for full-time graduate students, and the total annual tuition and accommodation fee for each person is1.2000 yuan, which is determined by the total accommodation fee.

I want to borrow 30,000 yuan. How do I apply?

Go to the bank for a loan

How to apply for a tuition loan of 30,000 to 30,000 yuan?

At present, the national development bank's student-origin loan only provides 8,000 yuan for each student, and you have to ask your parents to borrow other money for the rest.

4. How can I get a loan for a tuition fee of 30,000 yuan a year?

There are four main forms of loans: national student loans; Student credit loan; Interest-free loans issued by institutions of higher learning to students with state financial funds; General commercial student loans. Among them, the national student loan is the largest in strength and scale, and it is the main content of student loan. Commercial credit loan (1) Requirements for applying for student-origin credit loan 1. The lender has full capacity for civil conduct, is honest and trustworthy, and abides by the law. 2. Freshmen or students who are officially admitted to full-time ordinary colleges, higher vocational schools and junior colleges (including private colleges and independent colleges, the list of which is subject to the announcement of the Ministry of Education) that have been approved to set up and implement higher education in accordance with the relevant provisions of the state, and have obtained a true, legal and effective admission notice. 3. The borrower, the borrower and his parents (or other legal guardians) have their household registration in the county (city, district) before entering school. 4. If the family is in financial difficulties and meets one of the following characteristics, the corresponding proof materials shall be provided: (1) rural poor households and urban low-income households (proof materials: urban and rural minimum living allowance passbook, or poverty proof materials issued by township civil affairs offices and neighborhood committees). (2) Families of orphans and disabled persons (certification materials: orphan certificate, disability certificate or certificate of township civil affairs office and neighborhood committee). (3) Suffered from natural and man-made disasters, suffered heavy losses, and could not afford the students' expenses (certification materials: certificates from township civil affairs offices and neighborhood committees). (4) Family members suffering from serious diseases (proof material: diagnosis certificate of hospitals at or above the county level). (5) The creator of the family's main income loses the ability to work for some reason (proof material: certificate from the township civil affairs office and neighborhood committee). (6) Single-parent families with no stable income (certification materials: certificates from township civil affairs offices and neighborhood committees). (7) Families whose parents or one of them is unemployed (certification materials: certificates from township civil affairs offices and neighborhood committees). (8) The total cash income of the family in the previous year was less than 8,000 yuan (proof material: certificate from the township civil affairs office and neighborhood committee). (2) The loan amount, term and interest rate shall not be less than 1 000 yuan and not more than 6,000 yuan per person per year; The application amount cannot exceed the total tuition and accommodation fees. The longest loan term is 14 years. Implement the benchmark interest rate for RMB loans set by the central bank. Interest during school is fully subsidized by the finance, and interest after graduation is borne by the borrower. (3) Materials to be submitted for applying for student-origin credit loan 1. When applying for a loan, freshmen are required to submit the following materials: (1) Application Form for Student-origin Credit Student Loan of China Development Bank (electronic form, with a copy of U disk 1 copy and 2 paper originals). (2) The borrower's household registration book and valid ID card (show the original and make 2 copies). (3) the borrower's admission notice (show the original and submit 2 copies). (4) Proof of family financial difficulties (1 original, 1 copy). (5) Discount the loan student bank card at the local postal savings office (show the original for verification and submit two copies). 2. When applying for a loan for the first time, college students should submit the following materials: (1) borrower's household registration book and valid ID card (show the original and submit two copies). (2)*** With the payer's household registration book and valid ID card (show the original and submit 2 copies). (3) Application Form for Identification of Poor Students in Colleges and Universities (original and photocopy 1 copy). #p# Subtitle #e#(4) Proof of family financial difficulties (1 original, 1 copy). (5) The local postal savings bank card of the borrowing student is folded (show the original for verification and submit 2 copies). (6) Borrowing students show their student ID cards and submit 2 copies. 3. College students who are not applying for loans for the first time (applying for loans in 2008 and 2009, and applying for renewal of loan contract on 20 10) need to submit the following materials: (1) Application Form for Student-origin Credit Student Loan of China Development Bank (electronic USB flash drive, 2 original paper copies). (2) The borrower's household registration book and valid ID card (show the original and submit 2 copies). (3)*** With the payer's household registration book and valid ID card (show the original and submit 2 copies). (4) Borrowing students show their student ID cards and submit 1 copy. (four) matters needing attention in signing the student credit loan contract. After submitting the application for student credit loan and related materials, if the county student financial assistance management center confirms that it meets the loan conditions, it shall sign a loan contract and improve the relevant procedures within the specified time. Pay attention to the following items when signing the contract: 1. * * * The borrower shall be the borrower's parents. If both parents go out to work, parents can entrust their close relatives as borrowers, but they need to issue a power of attorney (see annex for sample format, and submit one original and one copy respectively). Parents of students should mail the power of attorney as soon as possible. 2.*** The borrower and the borrower who signed the contract in the application form must be the same person. 3. The borrower and the borrower shall sign a loan contract at the same time. If the college students who renew the contract, the borrower and the borrower are unable to be present at the same time for some reason, one of them may entrust the other party to handle it, but a power of attorney shall be submitted (see annex for sample format, one original and one copy). 4. To apply for contract renewal, the borrower in this application form must be consistent with the borrower in the original contract. * * * If the borrower changes, it is necessary to handle the new loan application procedures and submit the information required for the new loan application. 5. Effective conditions of the loan contract. The signed loan contract can only take effect after the county financial aid center receives the "Receipt of Credit Loan Contract of Student Origin" sent back by the university where the student is located. If the receipt is not received within one month after the contract is signed, the contract will automatically become invalid. The name, line number and account number of the school bank must be accurately filled in on the receipt. Go to the specific office and arrange full-time and personnel to be responsible. Note: Shandong, Fujian and other places have started online application for student-origin credit student loans. (V) Borrower and Repayment Responsibility Student Credit Student Loan refers to the student loan issued by the China Development Bank and other financial institutions to eligible freshmen in institutions of higher learning and students from poor families (hereinafter referred to as "students"), which is handled in the county (city, district) where the household registration is located before the students enter school. Student-origin credit loan is a credit loan. The student and his parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment. National student loan (I) Application process of national student loan The application process of national student loan: student application → school preliminary examination → bank examination and approval → both parties sign a contract → bank loan → repayment after graduation. Note: Banks do not directly accept students' loan applications. Students applying for loans must apply for loans at the designated department of their school with their valid certificates before and after the start of the new school year 10 days, and receive and truthfully fill out the Application Form for National Student Loan, the Commitment Letter for Applying for National Student Loan and other related materials. (2) Conditions for applying for a national student loan Conditions for applying for a national student loan: Full capacity for civil conduct (minors must obtain the written consent of their legal guardians); Honest and trustworthy, law-abiding, no illegal acts; Study hard and be able to complete your studies normally; Due to family difficulties, the income earned during school is not enough to pay the basic expenses (including tuition, accommodation and basic living expenses) needed to complete their studies; Approved by the school; Meet other conditions stipulated in the General Rules for Loans published by the People's Bank of China. (III) Materials for applying for a national student loan Materials for applying for a national student loan: provide necessary information on the economic situation of myself and my family (generally including my written application, family economic situation questionnaire, proof of difficulties at street or township level or above, guarantor's guarantee and my actual performance, etc. ), promise the repayment liability clause, and provide the repayment guarantor. (4) What are the repayment methods of national student loans? (1) Before graduation, students will pay off in one lump sum or in installments; (2) After graduation, the student work unit will return all the loans to the loan issuing department at one time; (3) After the probation period expires, graduates will be deducted from their wages by the unit within two to five years; (4) Graduates' work units can decide to reduce or exempt prepaid loans according to their work performance; (five) if the borrower is expelled from school, ordered to drop out of school or voluntarily dropped out of school for violating national laws and school discipline, the parents of the students shall be responsible for returning all the loans. (five) the term, interest rate and amount of the national student loan shall not exceed 6000 yuan per person per academic year. The longest term is 10 year. Interest during school is subsidized by the government and borne by the borrower after graduation (according to the current central bank benchmark interest rate).