1. If both of them are collective accounts for talents (placed in the talent market) or collective accounts for students (the accounts are still hanging in the school and have not moved out or are affiliated with the employment guidance center), it is impossible to apply for children to settle down. One party needs to move the registered permanent residence back to its original place and put the child's registered permanent residence in its own name. 2. If one or both parties are collective accounts (large state-owned enterprises and institutions will generally set up collective accounts in the local police station in the name of their own units). You can apply to hang your child's account on the unit collective account. As long as the child has a hukou, it will not affect the child's schooling. It is best to set up a separate account.