1, Guangzhou household registration residents are limited to 2 sets.
2. Guangzhou household registration single (including divorced) person purchase restriction 1 set.
3. Non-Guangzhou household registration has been taxed continuously or social security has been paid for 5 years (calculated before the purchase date), and the purchase limit is 1 set.
4. Families with non-Guangzhou household registration are restricted to purchase (including donations) 1 house in Conghua and Zengcheng District.
Downpayment policy for commercial housing
1, no house and no loan (over): minimum down payment is 30%;
2. No housing and loan records: the minimum down payment for commercial housing is 40%, and the minimum down payment for apartments is 70%;
3. Those who have a house without a loan record/those who have paid off the first home loan: the minimum down payment for commercial housing is 50%;
4. The first set of housing has not been paid off: the minimum down payment for commercial housing is 70%;
5. Housing: The minimum down payment for the apartment is 70%.
Huadu district housing purchase policy
June 1, August 1 Apply for the talent green card in Huadu District, and the social security in Huadu District will last for 6 months.
2. Employees of enterprises in the area and Guangzhou Airport Economic Zone (including individual industrial and commercial households registered for more than 6 months) can buy a suite without a house in the area, and can only transfer it after 3 years of proof. Parents, spouses, parents and adult children of Huadu talent green card holders who have no room in this area can buy one set in this area.
3, 985, 2 1 1 Bachelor degree, junior college degree or above, working as a middle and senior manager in an enterprise in our district, can buy a house in Huadu District, without household registration and social security.
Housing purchase policy in Baiyun District
1. As long as you start a business or work in Baiyun District for more than 6 months, you can buy a house in Baiyun with Yunju Cai Yingka or full-time postgraduate degree, doctoral degree or above. It shall come into force as of the date of promulgation and shall be valid for 1 year.
2. Qualified talents with college education or above shall enjoy the same treatment as Guangzhou registered residents in Jianggao, Renhe, Taihe and Zhong Luotan. The above policies shall be implemented as of the date of issuance for a trial period of one year.
Housing purchase policy in Liwan District
1. Talents who have started or worked in Liwan District for more than 6 months and have postgraduate education and doctoral degree; Or have two first-class universities (A and B):
2. Talents with postgraduate education and master's degree;
3. Or have a full-time postgraduate degree from one of the world's top 500 overseas universities, and those with a master's degree or above can buy a house in Liwan District.
Housing purchase policy in Panyu District
1. Full-time study and full-time college graduates in Guangzhou University City;
2. Full-time young talents with bachelor's degree or above from double first-class universities (Class A and Class B) who have started businesses in Panyu;
3. College degree, only need to pay social security for one year in Panyu District, and hold a senior management position in the "Four Up" enterprises in Panyu District.
Housing purchase policy in Nansha District
Meet the category of 1 1 applicant (talent), have a college degree or above, and can apply for settlement after three months of social security.
1. Holders of talent green cards (including Nansha AB cards) can enjoy the same housing purchase qualification as Guangzhou hukou.
2. You have an intermediate title+labor contract (working in Nansha), or you can buy a suite in Nansha.
3, bachelor degree or above, working in Nansha, you can buy a set in Nansha (there is no room in Nansha, and there are rooms in other areas).
4. Guangzhou hukou, bachelor degree or above, working in Nansha. Or intermediate title, labor contract. If you don't have a house in Nansha, you can buy one in Nansha (regardless of whether there is real estate in other areas).
Differentiated housing credit policy
1. For applicants with housing loans within one year after divorce, banking financial institutions shall implement the credit policy of 1 house owned by Guangzhou residents;
2. For borrowers who are adults, unemployed, have no fixed income and whose repayment funds come from other borrowers, banking financial institutions shall implement the credit policy of Guangzhou residents' own housing 1;
3. Guangzhou registered employees have paid in full 1 year or more, and non-Guangzhou registered employees have paid in full for more than 2 years before they can apply for housing provident fund loans.