Yes, as long as your IOUs account is in a normal state, you can use it normally. Please also pay attention to protecting the security of the IOUs account, don't trust any information such as cashing out and borrowing in the name of IOUs, and keep good consumption records and repay on time.

If the amount of white stripes is not enough after graduation, you can pay attention to the following aspects:

1. System cash withdrawal: The white note system will withdraw the amount for you from time to time according to your comprehensive evaluation of consumption behavior, consumption habits, repayment ability and repayment status, so please pay attention;

2. Fixed cash withdrawal package: it is collected through the homepage of Jingdong Financial App-White Strip-White Strip Available Quota-Quota Management-Weekly Cash Withdrawal Package;

3. Temporary cash withdrawal package: through the home page of Jingdong Financial App-White Strip-Xiaobai Credit-Credit Privilege-Wealth-Cash Withdrawal Package.

Or Jingdong Financial Home-White Strip-Xiaobai Credit-Xiaobai Credit Lifetime Withdrawal Gift Package or Jingdong Financial Home-Member Center-Xiaobai Credit-Xiaobai Credit Lifetime Withdrawal Gift Package.