Application process: students apply → the school conducts preliminary examination → the bank conducts examination and approval → both parties sign a contract → the bank issues loans → the loans are repaid after graduation.
Note: Banks do not directly accept students' loan applications. Students who apply for loans must apply for loans to the designated department of their school within 10 days before and after the start of the new school year, and receive and truthfully fill out the Application Form for National Student Loan, the Commitment Letter for Applying for National Student Loan and other related materials.
Extended data:
College student loans have gradually become the main service for major online lending companies to develop college student customers. College students' self-employment, installment consumption, education and training and other aspects of consumption expenditure make them become high-consumption groups with no fixed income, which makes them have a strong demand for loan services. However, the student loans and entrepreneurial loans provided by the national government with harsh conditions and troublesome applications can no longer meet the loan needs of today's college students.
Main features:
1. Credit is related to the loan amount.
2. Enjoy low-cost loans.
3. Various repayment conditions
Loan platform
Li Rong's innovative project. Online loan platform com provides these college students with education loans, business loans and consumer loans.
Application conditions
1, fresh graduate, graduated within two years;
2. College degree or above;
3. 18 years old or older;
4. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;
5. Abide by laws and regulations, and have no illegal acts and bad credit records;