The object of the loan for studying abroad is the intended overseas students or their immediate family members or their other half.

The borrower shall meet the following conditions:

1. The borrower has no personal behavior that violates laws and disciplines, and is physically and mentally healthy, honest and trustworthy;

2. The borrower should have the capacity for civil conduct, and the real age after the loan expires cannot exceed 55 years old;

3. If the borrower is an immediate family member or spouse of a student studying abroad, he should have the true identity that the lender can manipulate the resident accounts or other reasonable settlements in the area, have a fixed residence, have a stable job and a fixed income, and have the ability to pay interest on time;

4. If the borrower is studying for an individual, he must have the real identity of the lender's residence or other reasonable settlement before studying abroad;

5. The borrower shall provide property mortgage, pledged loan or third-party guarantee recognized by the lender. At this stage, the mortgaged property is limited to the property that can set the pledge control right; At present, pledged loans are limited to commercial bills such as government bonds, bank deposit certificates and corporate bonds; The guarantor shall be a legal person or general partner with repayment ability and be willing to undertake joint repayment obligations;

6. The borrower should have an admission notice or other reasonable admission certificate issued by the overseas study institution for the intended overseas students;

7. Education required by the lender.

Can I get a loan to study in Canada?

1. The borrower applying for studying in Canada should have civil capacity, and the real age after the loan expires cannot exceed 55 years old;

2. The borrower who applies for studying in Canada has no personal behavior that violates laws and disciplines, is physically and mentally healthy, and has the character of honesty and trustworthiness;

3. If the borrower studying in Canada is an individual who studies abroad due to human factors, he must have the resident account or other reasonable real identity of the person who borrowed the Hong Kong immigration consultant before studying abroad;

4. If the borrower applying for studying in Canada is the immediate family member or spouse of the overseas student due to human factors, he should have the real identity of the resident account or other reasonable settlement in the area that the lender can manipulate, have a fixed residence, have a stable job and a fixed income, and have the ability to pay interest on time;

5. The borrower applying for studying in Canada should have an admission notice or other reasonable admission certificate issued by the intended student's study abroad institution;

6. Borrowers applying for studying in Canada must provide real estate mortgage, pledge loan or third-party guarantee recognized by the lender. At this stage, the mortgaged property is limited to the property that can set the pledge control right; At present, pledged loans are limited to commercial bills such as government bonds, bank deposit certificates and corporate bonds; The guarantor shall be a legal person or general partner with repayment ability and be willing to undertake joint repayment obligations;

7. Academic qualifications meeting the requirements of the lender.

The cost of studying in Canada is early

1, language expression examination fee

If you want to apply for studying in Canada, you must provide an IELTS score report that meets the requirements. At this time, students need to prepare for the exam in advance and understand the test methods and scope. IELTS is also very strict with vocabulary. You can use your spare time to recite English words and accumulate vocabulary, which can better improve your foreign language level. IELTS test fees are also very expensive, namely 14 15 yuan and 1450 yuan.

2. University application fee

You also need to pay an application fee to apply for a school, because the school qualification examination takes time and energy, and the application fee is not expensive, but the application fee for different types of schools and majors is different, usually tens to hundreds of Canadian dollars. The more colleges and universities, the higher the application fee. After the submitted school application is processed, the application materials should be mailed to the school. EMS is the safest and safest form. The price of a book is around 200 yuan, and the expenditure needs to be multiplied by the total number of schools applying.

3. Visa processing fee

After getting the admission notice from the school, you can prepare your visa for going abroad in advance, and you have to prepare several fees for your student visa in Canada. One is the visa processing fee and the other is the medical examination fee. In the visa application materials submitted, routine physical examination has proved to be very important. It is necessary to have a routine physical examination in the hospital designated by the embassy, and the cost of physical examination is about 1 000 yuan. The standard fee for visa processing is RMB 1085, which needs to be submitted together with the visa processing materials.

4. Air tickets for transportation and travel

In addition, booking air tickets is also a big expense. If it is best to specify the length of study abroad in advance, you can buy it in advance and the price is cheaper. But if you are not sure, you can only buy it after you get a visa, and the cost is about 7000- 10000 yuan. Students can pay attention to the changes of air ticket prices in real time and choose the right flight to Canada.