If college students are not insured with other medical insurance products, they must bear all medical expenses once they are hospitalized or out-patient. This is not enough for health risk protection, and college students' medical insurance has been included in residents' medical insurance, and they can enjoy the same reimbursement ratio. It can be said that it is a welfare policy, and participating in insurance only benefits.

In addition, if you don't pay now, it may have an impact on the medical insurance payment period of social security in the future. In some areas, the payment period of college students' medical insurance will be converted into employee medical insurance. For example, undergraduate students have been insured for 4 years, and they have 2 years of employee medical insurance payment period when they graduate.

Second, does it affect college students' future work if they don't pay medical insurance?

College students' failure to pay medical insurance has no effect on their future work. After you take part in the work, you will participate in the endowment insurance and medical insurance for urban workers. The school is called medical insurance.

1. Social insurance refers to the non-profit social security system with income redistribution function that the state participates in in order to prevent and force most members of society.

2. Social insurance is actually a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. Usually, the social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund.

Under certain conditions, the insured can get fixed income or loss compensation from the fund, which is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.