Xiao Nuo answer:
Hello!
During this period, young people just started to work and earned little, but there are many places in life that need to spend money, such as buying clothes, renting a house, falling in love and getting ready to get married. Compared with the meager income, the burden of expenditure is relatively heavy, but this period is often the original accumulation period of personal funds. Therefore, young people in this period should focus on saving money and preparing for a family while working hard and expanding their sources of income.
At the same time, because you are young and have strong anti-risk ability, you can try to invest with a small amount of money, such as investing in stocks and funds, so as to accumulate experience for your investment after middle age. In this period, insurance is also very important. Due to limited financial capacity, we can consider buying some insurance with relatively low premium, such as accident insurance, critical illness insurance, term life insurance, etc.