Users mainly include:
1. College students and middle school students: Students are the main users of Xue Ping insurance, and insurance companies will set premiums and coverage according to their age and education level.
2. Parents: Xue Ping insurance can also be purchased by parents to provide protection for children;
3. Schools or institutions: Some schools or institutions will also purchase academic insurance for students to provide students with more comprehensive protection.
To sum up, Xue Ping insurance products of different insurance companies may have some differences, and the specific users and coverage will also be different. It is recommended to carefully understand the insurance terms before buying.
Xue Ping insurance refers to:
1, an insurance product specially provided for students. Xue Ping insurance usually includes accident insurance, sickness medical insurance, death insurance and other kinds of protection, aiming at providing students with all-round protection;
2. Students are usually covered by Xue Ping insurance, including primary schools, middle schools, universities and vocational schools. Xue Ping insurance covers accidental injury, disease treatment and death protection. And it can also provide some other guarantees, such as emergency medical transfer and funeral subsidies for accidental deaths.
To sum up, the cost of Xue Ping insurance is usually paid by the school, and can also be purchased by students or parents. Buying Xue Ping insurance can provide protection for students, at the same time, it can also reduce the risks and burdens of families and schools.
Legal basis:
Article 2 of People's Republic of China (PRC) Insurance Law
The term "insurance" as mentioned in this Law refers to the commercial insurance behavior in which the applicant pays the insurance premium to the insurer according to the contract, and when the insured dies, suffers from disability, illness or reaches the age and time limit agreed in the contract, the insurer shall be liable for the property losses caused by the possible accidents agreed in the contract.
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This Law is applicable to insurance activities in People's Republic of China (PRC). Article 4 Insurance activities must abide by laws and administrative regulations, respect social morality, and may not harm public interests.