Repaying student loans:
I. Online repayment process:
Log in to the "student online system" and inquire about the personal Alipay loan special account;
Log in to Alipay website with the name of personal Alipay loan special account, and conduct personal Alipay loan special account.
Modify login password and payment password and other related operations to strengthen account security and prevent account theft;
2. Personal repayment process:
Go to the student loan center to receive the repayment application form and fill it out clearly;
Students will give a card number and pay at the designated bank;
How much is the monthly payment? How much do you want to pay?
Is it overdue to apply for early repayment of student loans?
Borrowing students do not make early repayment after applying for early repayment of student loans, and banks generally do not regard it as overdue and will still deduct money on the repayment due date. However, if the due repayment date (65438+ February 20 every year, the last year is September 20) is not paid back, it is really overdue and will affect personal credit.
However, the prepayment of student loans is generally applied during June 1 to 10, and then deposited before the current month 15, and the system will deduct it on the 20th of the current month.
How to repay overdue loans of students?
Once loans overdue is discovered, the borrower should first check the overdue details and determine the approximate repayment amount. Before the next month 15, the bill and overdue penalty must be recharged to the official Alipay account of the national student loan. After overdue, the payable amount of this month = current payable principal and interest+overdue principal and interest of last month and overdue penalty interest as of 20th of this month.
The method of continuing to repay the loan after the student's origin assisted loans overdue;
Students who fail to repay on time on the 20th of each month will be considered overdue. The repayment method is as follows:
Except June 5438+065438+ 10, overdue loans can be paid off before the 20th of each month. After repaying the principal and interest, if 65438 fails to repay in time on February 20 of that year, it will be regarded as loans overdue, and the penalty interest will be calculated from the current interest rate of February 2 1, 130%. The principal and interest payable for overdue repayment includes the overdue principal and interest and penalty interest on the 20th day of the month when the repayment ends. The specific amount can be inquired in the student online service system.