How to write a model essay on applying for a loan for poor students? What are the writing formats and problems that need attention? Let's explain it through a model essay.
Model essay on student loan application:
Dear leaders of xx Bank,
I am a 2009 economics major in the Department of Economic Management of xx University. I am only xx, male, and my ID number is 237663274328 12478. Contact information: xxxx.
I applied for a loan because my family was poor.
The source of living expenses for seven people in the family depends only on their father's meager agricultural income. Plus grandpa is seriously ill, he can't walk in bed all the year round, and his brother is still studying. Every year, he takes out most of his income from home for my brother and me to study. Father's burden is getting heavier every day, and his physical condition is getting worse. Now he can't afford my high tuition and fees. On weekdays, although the whole family scrimps and saves, I also go out to work on holidays, but my income is still far from enough to pay tuition.
Since I entered school, I have studied hard and studied hard, and won many honorary titles such as excellent students.
In order to continue my studies and successfully complete my studies, I have to apply to your bank, hoping to get proper help!
I am willing to abide by all the terms of the loan contract signed with your bank and bear the corresponding legal and economic responsibilities; Earnestly fulfill the corresponding obligations, pay interest on time, and repay the principal and interest when due; Abide by the school rules and regulations, study hard and actively cooperate with the leadership work; Try to spend every penny where it should be used]
I will thank you for your recognition and support.
Applicant xxx
Xxxx year x month x day
& gt& gt& gt How to write the application for student loan?
There are three main forms of student loans: national student loans; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan. The national student loan is a RMB loan issued by the bank to college students with financial difficulties in full-time colleges and universities to pay tuition and living expenses, and the education department sets up a special account to give discount. In other words, government-led, financial discount, finance and universities * * * give banks some risk compensation, and banks, education administrative departments and universities * * * operate bank loans to help students from poor families in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of tuition, accommodation and living expenses during their studies at school, and repay them in installments after graduation.
The application for student loan is a written loan application submitted by a qualified borrower to the lender, which is one of the whole loan application materials (the loan application materials also include a copy of my student ID card and resident ID card, and a description of my family's financial difficulties); Proof of family financial difficulties issued by the relevant department where the student's family is located).
[Text structure and content points]
Apply for a student loan.
Name of the lender mentioned in the preceding paragraph.
Brief introduction of personal basic information briefly introduces your natural situation, such as major, college, admission, graduation time, ID number, contact information (fill in accurately) and so on.
The reason for the loan is explained in a few words, usually because of financial difficulties.
The basic situation of the family truthfully explains the situation of family members.
The main source of income, income and expenditure of the family should accurately reflect the degree of difficulty.
The performance since entering school needs to list the achievements or awards and honors won.
The loan amount should indicate the required amount and purpose of each semester (if the contract stipulates, the application can be omitted).
The specific term of the loan, emphasizing one year after graduation at the latest (if the contract stipulates, the application can be omitted).
A promise is generally a guarantee to abide by the agreement and pay off the loan on time.
The thank-you letter expresses gratitude to the borrower for supporting his studies, and the tone should be plain and sincere.
Signature the applicant's signature and date.