Loan procedure: Article 15 If the borrower is an individual industrial and commercial household, the borrower shall apply to the social security office at his domicile or place of business, fill in the Application Form and Recommendation Letter for Small Guaranteed Loan for Self-employment in Beijing in triplicate (one for the social security office, one for the handling bank and one for the guarantee institution), and provide the following documents:

1. Identification of the borrower. Including the original and photocopy of resident ID card, household registration book, re-employment concession card, university diploma, self-employment certificate for demobilized (retired) soldiers or rural labor transfer employment registration certificate;

Two, "entrepreneurship training certificate" or approved by the Beijing municipal labor and social security department of entrepreneurship training certificate and a copy of the entrepreneurial project plan or feasibility analysis report approved by the entrepreneurial training institutions;

3. The original and photocopy of the business license of individual industrial and commercial households;

Four. Personal Commitment Letter of Small Guaranteed Loan in Beijing Credit Union District;

5. Other information required by the handling bank and guarantee institution.

Article 16 If the borrower is a small business established by himself as a partner, he shall apply to the labor and social security department of the registered region and county, fill out the Application for Small Guaranteed Loan for Small Enterprises in Beijing in triplicate (one for the labor and social security department of the region and county, one for the guarantee institution and one for the handling bank), and provide the following documents: 1. Re-employment concession certificate, university diploma and demobilization (job-hopping) of the founder, partner or shareholder. Two, a copy of the business license, enterprise organization code certificate, the original "registered capital verification report" and a copy of the official seal of the enterprise; 3. A copy of the proof of the business place and the official seal; 4. A copy of the articles of association and partnership agreement stamped with the official seal of the enterprise; 5. Copy of tax registration certificate (national tax and local tax); Six, the legal representative's identity card, the power of attorney of the authorized agent and the original and photocopy of the agent's identity card; Seven, a copy of the loan card and password (or a copy of the loan card query results); Eight, the enterprise decided to apply for financing guarantee resolution of the shareholders' meeting or the resolution of the partners' meeting; Nine, the annual financial statements, including balance sheet, income statement, etc.; Ten, enterprise profile and project feasibility report; Xi。 Counter-guarantee measures to be provided; Twelve, guarantee institutions and other information required by the handling bank. Seventeenth borrowers should open an account in the loan bank, and the funds that have been used for the operation of the project are not less than 30% of the loan principal; Legal operation, good credit standing and solvency. Eighteenth borrowers for individual industrial and commercial households to apply for small secured loans approval procedures.