Step 2: If you need to go to another hospital for a disease that you can't see in the school outpatient department, you must ask the school hospital to issue a referral form and then go to the designated hospital for medical insurance.
The third step is to pay the hospitalization expenses with medical insurance, but the outpatient expenses need to be paid in advance.
Step 4: After paying the money, you can go back to school with all the invoices and materials for reimbursement.
Note: 1. At present, the medical insurance cards issued have not been activated uniformly, so they cannot be used through online inquiry or credit card at present.
2. Under normal circumstances, one-time payment of medical insurance premium (in tuition) is only valid for the next school year (September of that year 1 to August of the following year 3 1). Under normal circumstances, the accumulated reimbursement during this period shall not exceed that of 500 yuan.
Cary actually has no money, so at present our card only says that we have participated in the basic medical insurance for urban residents.
At present, the medical insurance card we use is actually not much different from the medical insurance (including tuition) policy we participated in before. The most important thing is that the funding channels are different, and there is an extra card.
So even if you don't use a medical insurance card, you can check whether you have participated in the current basic medical insurance for urban residents through the medical insurance book, so as to get your card number, and you can still reimburse the prescribed proportion of medical expenses.
5 reimbursement of medical expenses (including hospitalization, general outpatient service, special disease outpatient service, etc.). ), some drugs are non-reimbursable, so students need to pay the original price to buy drugs, which is why sometimes the drugs they take are very cheap, but sometimes they are more expensive.
6. Our school hospital is the first hospital for medical insurance, so if you need to see a doctor in another designated hospital, you need to open a referral form in the school hospital, then pay for the doctor in other hospitals (you can't swipe your card), and then take the corresponding bill to the school hospital for reimbursement. Therefore, it is basically useless to swipe your card at other designated hospitals or pharmacies.
Should medical insurance for college students be paid at home or at school?
1. First of all, it must be clear that both ordinary residents' medical insurance and college students' medical insurance can be reimbursed in different places.
2. Now the medical insurance has been networked all over the country, and it can only be paid once a year. Because the school pays fees in September every year, residents' medical insurance pays fees at the end of each year. Therefore, after the start of school, after the medical insurance expenses and tuition fees are paid together, the medical insurance in my hometown can no longer be paid.
3. School medical insurance is also the medical insurance for local urban residents where the school is located, and they enjoy the same rights and interests. Moreover, the reimbursement rate of the school doctor's clinic and the school hospital is very high.
4. It is relatively convenient for college students to choose school medical insurance when they stay in school for a long time and in the city where the school is located. Even if you meet an emergency when you go back to your hometown in winter and summer vacation, you can pay for it yourself and then apply for reimbursement.
If the school and hometown are the same city, it doesn't matter whether you are at home or at school, mainly depending on the size of the school clinic and school hospital.
Benefits of college students' participation in insurance:
College students' medical insurance coverage is wide, and the personal contribution amount is relatively low. Outpatient service and medical treatment can also be solved simultaneously. Incorporating college students into urban residents' medical insurance group can ensure seamless and full coverage of urban and rural residents' medical insurance system. The enrollment of college students can cover all colleges and universities, including private colleges and independent colleges, which highlights the characteristics of educational equity. Medical insurance for college students can be subsidized by governments at all levels according to the prescribed standards on the basis of students' contributions.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.