College students have no fixed income and no ability to make money, so repayment is a big trouble. Many college girls are caught in the fruit loan door, which is like a black hole. At first, they just had a little desire, then borrowed money, then they were unable to repay it, and then they were forced to borrow money everywhere to fill the hole in usury. The hole is getting bigger and bigger until the lenders are overwhelmed, unwilling to study and unwilling to live. Finally, they are on the road to destruction.

There are many such cases in the news, so the loan is really a terrible pit.

Then let's think about it, why do college students borrow money to buy luxury goods?

I think psychologically, it is because this character is too eager to compare with others, or because his values are distorted and he thinks that he has luxury goods to keep company with some classmates, or owning a lot of luxury goods can make this person feel superior and confident. These are actually distorted values.

This person puts a lot of criteria on material and money, and uses these to measure the value of others and his own, so he has such a crazy fascination with luxury goods.

And many people with rich spirit often pursue a minimalist life in their lives. All material things are comfortable, enough and suitable for you. It doesn't matter how much they are worth.

If she is not really a very rich person, she enjoys luxury goods. One reason is that she is spiritually empty, so she concentrates on material things. Another reason is that she may have been traumatized by money, so she will have a distorted pursuit of material things, which exceeds her own rationality.

For those students who excessively pursue luxury goods and even want to borrow money to buy them, I think we should return to rationality, focus on how to create wealth, and really have the ability to create a lot of wealth, and then consider how to consume luxury goods.