? Benefits: The credit cards launched by major banks for college students have many conveniences, such as spending first and then repaying, free remittance in different places, and installment payment. Good consumption habits can accumulate personal credit in advance, and good personal credit will bring a lot of convenience; Free remittance is more convenient for college students to study in different places; International use, can be used abroad; Paying back in installments to balance the financial pressure of college students can cultivate their good financial habits.

Disadvantages: easy to consume in advance, leaving a credit stain. Once these mistakes are violated, the consequences will be very serious, so college students must weigh more when applying for credit cards.