What are the conditions for interest-free loans for youth entrepreneurship?

What are the conditions for interest-free loans for youth entrepreneurship? In order to guide and help young people to start businesses, young people can apply for interest-free loans. The loan amount is less than 30 thousand yuan, generally not more than 50 thousand yuan, and the loan period is generally set within 3 years, and the longest is not more than 5 years. The specific repayment period can be agreed by the borrower and the borrower. So, what are the conditions for interest-free loans for youth entrepreneurship? Friends who have questions in this regard can take a look at the following, hoping to help you!

youth entrepreneurship loans

I. Conditions for interest-free loans for youth entrepreneurship

1. The targets supported by the Entrepreneurship Promotion Association are between 18-35 years old (including 18-35 years old). 2. Unemployed and unemployed youth who have a good business plan or business ideas, lack of funds and experience and technology, have not yet started a business or have been registered for business for less than one year, apply for venture capital support.

3. Young people with entrepreneurial dreams and spirit, learning ability, innovation ability, teamwork ability, independent management ability, sustainable development potential, no bad personal loan record, good credit and local hukou.

Second, the types of venture loans

1, survival entrepreneurs are mostly laid-off workers, farmers who have lost their land or are unwilling to stay in the countryside for various reasons, and college students who have just graduated and cannot find a job. This is the largest number of entrepreneurs in China. Tsinghua University's survey report said that this type of entrepreneurs accounted for 90% of the total number of entrepreneurs in China. Many of them were driven to Liangshan to make a living.

Generally, the scope of entrepreneurship is limited to commercial trade, and a small amount of industry is engaged, which is basically a small processing industry. Of course, some enterprises have grown into large and medium-sized enterprises because of opportunities, but the number is very small, because the domestic market is not like when Liu Yonghao Brothers, Lu and Nan Cunhui started their businesses more than 20 years ago, with economic shortage, chaotic mechanism and opportunities everywhere. In today's era, as the saying goes, it is unrealistic to rely on opportunities to achieve great things.

2. Active entrepreneurs

Active entrepreneurs can be divided into two types, one is blind entrepreneurs, and the other is calm entrepreneurs. Most of the previous entrepreneurs were extremely confident and impulsive. This kind of entrepreneurs, mostly lottery enthusiasts, like to buy lottery tickets, like gambling, and don't like to review the probability of success. Such entrepreneurs are easy to fail, but once they succeed, it is often a big undertaking. Calm entrepreneurs are the essence of entrepreneurs. They are characterized by planning before moving, not fighting unprepared battles, or mastering resources or technology. Once they act, the probability of success is usually high.

3. Earning entrepreneurs

Entrepreneurs who make money have no clear goals except making money. They just like starting a business and the feeling of being a boss. They don't care what they can and will do. Maybe they are doing one thing today and another tomorrow. What they are doing can be completely irrelevant. Some even have no obvious interest in making money and never consider the success or failure of their own business. Strangely, there are not many entrepreneurs who make money, and the probability of entrepreneurial failure is not higher than that of diligent people. Moreover, most of these entrepreneurs are happy.

Second, I want to ask what conditions college students need to start interest-free loans and what materials they need to prepare! thank you

The following are some applications for college students' entrepreneurial loans for reference.

Loan application:

(1) The applicant for college students' entrepreneurial loan has reached the age of 18, and has a valid identity certificate and a legal residence certificate at the place where the loan bank is located, and has a fixed residence or business premises;

(2) Applicants for college students' entrepreneurial loans hold business licenses issued by the administrative department for industry and commerce and business licenses of related industries, engage in legal production and business activities, and have stable income and the ability to repay the principal and interest; (3) Some of the investment projects of college students' entrepreneurial loan applicants have their own funds;

(4) The use of college students' entrepreneurial loans conforms to the relevant national laws and bank credit policies, and it is not allowed to be used for equity investment;

(5) Open a settlement account in a bank, and the operating income will be settled by the bank. .

I graduated from college in 3.08 and want to start my own business. Is there an interest-free loan policy? What department do you need to consult?

First, this kind of loan is not a start-up loan, but a loan to people who have already started a business when they encounter financial difficulties; Second, not all projects can apply for interest-free loans, only low-profit projects, such as family applications. If I want to apply for an interest-free loan, I must have an unemployment certificate and a business license. Can apply for, hire more than100000 yuan, can apply for a loan of more than100000 yuan but less than 200000 yuan; Workers who employ 5- 10 can apply for loans of 654.38+10,000 yuan or less and 30,000 yuan or more; The number of employees applying for a loan of less than 30 thousand yuan is not

4. What are the interest-free conditions for 200,000 college students' entrepreneurial loans?

In order to encourage college students to start businesses, some banks can apply for 200,000 interest-free loans for college students to start businesses. Applicants need to meet the following conditions:

1.35 years old;

2. Graduation is no more than 2 years;

3. Get a college degree or above;

4. Have a certain ability to operate funds, such as having business licenses, tax registration certificates and other basic materials of enterprises;

5. Have legal information to prove your identity, such as an ID card.