1. Enterprise registration 1, with many procedures (within two years after graduation, the same below), those who apply for self-employment or bid for private enterprises can give priority to registration through the "green channel" in the registration halls of industrial and commercial departments at all levels. Its business scope is open for examination and approval except for industries and commodities explicitly prohibited by the state. For restrictive and special purposes, special approval procedures will be completed by the border. For those who apply for the establishment of private enterprises in special economic zones such as science parks and high-tech development zones, except for projects that must be pre-approved, the special affairs office will try out the "commitment registration system". Applicants who submit major registration materials, such as application for registration and capital verification report, may first be issued a business license, so that they can complete the relevant materials within 3 months as required. Anyone who applies for the establishment of a limited liability company with intangible assets such as property rights of university graduates and non-patented technology as capital contribution is allowed to deduct 40% of the registered capital. 2. Reduce various expenses. Except for industries restricted by the state, the industrial and commercial departments shall exempt their individual industrial and commercial households from registration fees (including registration, change registration and license renewal fees), individual industrial and commercial households management fees and various license fees within 1 year from the date of approval of their operation. Yes, the entry fee. College graduates apply for the company, and the minimum registered capital is 654.38+10,000 yuan. If the funds are really difficult, they are allowed to be put in place by stages; The name of the application can be "high technology", "new technology" and "high technology" as industries providing services and other activities in the nuclear field. After the neighborhood committee reports to the local administrative department for industry and commerce for the record, it will be exempted from handling industrial and commercial administrative expenses within 1 year. Reminder: According to the implementation of the personal customs policy of the Provincial Administration for Industry and Commerce, in addition to the relevant applications for starting their own businesses, college graduates should also bring university diplomas and other related materials. Two, financial loan support, appropriate credit loans. Financial institutions will give priority to providing effective asset mortgage or quality customer guarantee for college graduates. For college graduates' entrepreneurial loans, college graduates can be the main borrowers, and guarantors can provide corresponding joint guarantees for their families or immediate family members' stable income or effective assets. For those with good credit standing and guaranteed repayment, credit loans shall be appropriately issued on the basis of controllable risks. 2. Simplify the loan procedures. Through the loan amount and turnover in a certain period of time, venture loans are given certain risks, which can be appropriately floated down or down on the basis of the legal loan interest rate. Three. In terms of tax payment, industrial employment service enterprises (where the number of unemployed persons restricted by the state (including college graduates who have registered for unemployment, the same below) exceeds 60% of the total number of employees, may be exempted from income tax for 3 years with the approval of the competent tax authorities. After the expiration of the tax exemption period for labor employment service enterprises, if the newly placed unemployed persons account for more than 30% of the total number of original employees of the enterprise in that year, the income tax may be halved for 2 years with the approval of the competent tax authorities. When college graduates set up a limited company, the income of the company will be adjusted from 25% to 20% after being approved by tax as a meager profit enterprise (the latest system). 4. In terms of business operation, 1, employees can enjoy free recruitment and training concessions. For enterprises founded by college graduates independently, they can inquire about the supply and demand information of talents and labor force and publish job advertisements free of charge on the websites of talent intermediary service agencies and public employment agencies affiliated to the government personnel and labor security administrative departments within 1 year; Participate in talent recruitment fairs or talent service exchange activities organized by talent intermediary service agencies and public employment agencies affiliated to the administrative department of personnel and labor security of the government, and give appropriate fee reductions; The talent intermediary service institutions affiliated to the government personnel department provide free training and evaluation services for graduates who start enterprises, and provide preferential treatment for employees who start enterprises. 2. Personnel file management is free for 2 years. For college graduates who start their own businesses, the personnel intermediary service institutions affiliated to the personnel administrative department of the government shall keep their personnel files (including social security, professional titles, file wages and other related procedures) free of charge for two years. 3. There are separate channels to participate in social insurance. Self-employed college graduates can apply for social insurance at the individual payment window set up by social insurance agencies at all levels. In addition, you can consult the College Students Pioneer Park in the High-tech Zone. There seems to be policies such as subsidies.
Second, how long does it take for Chengdu college students to start a business guarantee loan?
It takes about a month to apply for college students' entrepreneurial loans. During this one-month period, it takes one month to handle the loan application, loan review, contract signing, loan issuance, withdrawal and other processes, and the time will change according to the speed of loan review.
Third, the process of Chengdu college students' entrepreneurial loan and what information are needed?
Conditions for college students' entrepreneurial loans:
1, college degree or above;
2. Not employed for more than 6 months after graduation, and registered as unemployed in the local labor and social security department;
3. When applying for this kind of loan, three points are more important:
First of all, the loan applicant must have a fixed residence or business premises. Second, business license and business license, stable income and ability to repay principal and interest; The third and most important point is that the projects invested by entrepreneurs already have their own funds.
Only those who meet the above conditions can apply to the bank. The materials to be provided at the time of application mainly include: proof of marital status, proof of repayment ability such as personal or family income and property status; Agreements and contracts related to the purpose of the loan; Guarantee materials, involving the ownership certificate and list of collateral or pledge, and the appraisal report of collateral (pledge) issued by the appraisal department recognized by the bank. In addition to written materials, there must be collateral. There are many mortgage methods, such as chattel and real estate mortgage, time deposit certificate pledge, securities pledge, movable property pledge with strong liquidity, qualified guarantor guarantee, etc. The payment amount is determined according to the specific guarantee method.
Application process of college students' entrepreneurial loan
1. accepted. The applicant applies to the management service center of the College Students Pioneer Park, and submits relevant application materials, and the management service center of the College Students Pioneer Park conducts preliminary examination;
2. review. The personnel bureau, in conjunction with the Finance Bureau and other relevant departments, will review the information of the object of applying for commercial loan discount according to factors such as industry orientation, enterprise scale, employment number, registered capital, profits and taxes, and verify the discount amount;
3. publicity. The commercial loan discount object and discount amount approved by the review shall be publicized by the Personnel Bureau and the unit or community where the applicant belongs, and the publicity period shall be 5 working days;
4. approval. If there is no objection after publicity, the Personnel Bureau will issue a notice of approval;
5. payment. According to the examination and approval notice of the relevant departments, after the discount object provides the interest payment voucher, the Finance Bureau will allocate funds from the special fund for supporting college students' self-employment.
Four, Chengdu college students' business loan process and what information is needed.
Process:
1, accepted. The applicant applies to the Management Service Center of the College Students Pioneer Park, and submits relevant application materials, which will be reviewed by the Management Service Center of the College Students Pioneer Park.
2. review. The Personnel Bureau, in conjunction with the Finance Bureau and other relevant departments, will review the information of the objects applying for commercial loan discount according to factors such as industry orientation, enterprise scale, number of employees, registered capital, profits and taxes, and approve the discount amount.
3. publicity. The commercial loan discount object and discount amount approved by the review shall be publicized by the Personnel Bureau and the unit or community where the applicant belongs, and the publicity period shall be 5 working days.
4. recognition. If there is no objection after publicity, the Personnel Bureau will issue a notice of examination and approval.
5. payment. According to the examination and approval notice of the relevant departments, after the discount object provides the interest payment voucher, the Finance Bureau will allocate funds from the special fund for supporting college students' self-employment.
Information to be provided:
1, proof of marital status.
2, personal or family income and property status and other repayment ability documents.
3. Agreements and contracts related to the loan purpose.
4. Guarantee materials, including the ownership certificate and list of collateral or pledge, and the assessment report of collateral (pledge) issued by the assessment department recognized by the bank.
Conditions for college students' entrepreneurial loans:
1, college degree or above.
2. After graduation, he has not been employed for more than 6 months, and has registered unemployment in the local labor and social security department.