Suppose your monthly income is only 2000 yuan, you can live well. I'll help you divide the money into five parts. The first 600 yuan, the second 400 yuan, the third 300 yuan, the fourth 200 yuan and the fifth 500 yuan.
The first one is for living expenses. With such a small living allowance, you can only get a dozen dollars a day. One rice, one egg and one cup of soybean milk for breakfast. Chinese food is snacks and fruits. Turn on a small stove for dinner, cook some rice, add two dishes, and have a glass of milk before going to bed. So the food in January is about 500-600. However, if you are young and don't have too many health problems for the time being, such a diet will keep you from having health problems for several years.
The second one is used to make friends and expand your interpersonal circle. That's comfortable. Your phone bill may cost 100 yuan. You can treat guests twice a month, each time 150 yuan. Who did you invite? Remember, please invite people who are more thoughtful than you, who are richer than you, and who you need to be grateful to.
Every month, insist on treating guests. A year later, your circle of friends should have produced value for you. Your reputation, influence and added value are all improving, and your image is good and generous.
The third one is for study. You can spend 50 yuan-100 yuan on books every month. If you don't have much money, you should read books carefully and learn to use the spirit of books when you study. After reading a book, turn it into your own language and tell it to others. Sharing with others can improve your credibility and enhance your affinity. In addition, 200 yuan saves up and attends training once a year. Never stop. When your income is higher, or you have extra savings, you will attend more advanced training. Participating in good training can not only make like-minded friends for free, but also learn the truth that is difficult to understand at ordinary times.
The fourth is to travel and reward yourself for traveling at least once a year. The growth of life comes from the constant experience of participating in that kind of free travel, staying in a youth hostel, the earth is actually not big, and we go out every year. In a few years, we can put the red flag on the map, and many beautiful memories become the driving force of life, so we have more enthusiasm and energy to go to work.
The fifth part is used for investment. Save it first, then you can invest in the stock market, or you can use it as the capital for purchasing goods. Small businesses are very safe. Open a Taobao account and wholesale something. Anyway, the loss is not much, but you have earned money, confidence and courage, and gained experience in doing things. If you earn more money, you can start buying long-term investment plans, so that you can get a long-term guarantee in advance, and ensure that you and your family will have enough funds to take care of whatever happens in the future, and the quality of life will not decline.
Well, it's been like this for a year. If you earn 2000 yuan in the second year, it's your fault. If you don't make progress, it's shameful enough to live. See what brand of tofu is harder. Buy some and hit your head.
Those who earn less than 3,000 yuan a month must work part-time, not be poor, and be very picky. One is unwilling to do this, and the other is not interested. If your income is not high, you must be diligent. Try to find a job related to sales, such as a real estate agent. This is a very good part-time job, which can not only meet many valuable people, but also exercise your information collection ability and marketing ability.
Clothes and shoes should be bought as little as possible this year. It's best to buy it all through the money earned by your part-time job. As a way to reward yourself. When you earn extra money, remember to buy a gift for your lover and thank him/her for supporting your financial plan. Tell him/her frankly why you are so diligent, and tell him/her your dream and the direction of your efforts.
There are businessmen in need everywhere. Do something for them part-time to hone their will, eloquence and working ability. Coupled with your financial management ability, your income will increase to at least 5000 yuan next year. The minimum is 3,000 yuan, otherwise your income growth can't keep up with inflation.
No matter what your income is, remember to divide it into five parts. Increase investment in the body, make it useful forever, increase investment in socializing, expand contacts, increase investment in study, enhance self-confidence, increase investment in tourism, expand knowledge, increase investment in the future and increase income.
Keep this balance, and gradually you will start to have a large surplus. This is a virtuous circle of life planning. The body will get better and better, and get more nutrition and care. There will be more and more friends, and many valuable personal relationships will be stored. At the same time, you also have the conditions to participate in those very high-end training, so that you are full in all aspects, broad-minded, broad-minded and harmonious in personality. And you can gradually realize your dreams, buy the house and car you need, and prepare sufficient education funds for future children.
Life can be designed, life can be planned and happiness can be prepared. We can start now. When you are poor, stay at home less and stay outside more. If you have money, stay at home more and stay outside less. This is the art of living. When you are poor, you should spend money on others; If you have money, you should spend it on yourself. Many people have done handstands.
When you are poor, don't care, be nice to others. When you are rich, you should learn to let others be nice to you. Be nice to yourself. The poor should contribute themselves and let others use them as much as possible. Fu, you should take good care of yourself and be careful not to let others use it casually. Few people can understand these beautiful lifestyles.
When you are poor, spend money on others. If you have money, spend money on pleasure. Be generous when you are poor and don't show off when you are rich. Life is simple and calm again.
Youth is not a fault, and poverty needs no fear. Knowing how to cultivate yourself, what are valuables, what to invest in and where to store them is the key to the whole process. Don't buy clothes indiscriminately, buy less, but you can buy some tasteful ones. Eat out less, treat people if they want to eat, and invite people who have more dreams, more ideas and work harder than themselves.
Once life needs enough money, the biggest expense is to use your income to complete your dreams, fly your wings and dream boldly, so that life can experience a different journey.