Undergraduate students (including vocational college students), graduate students and students with second bachelor's degree who are in financial difficulties in full-time ordinary colleges and universities who apply for national student loans (1); (2) Having People's Republic of China (PRC) nationality and holding a People's Republic of China (PRC) identity card; (3) Having full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians); (4) Honest and trustworthy, law-abiding, no illegal behavior; (5) study hard and be able to complete their studies normally; (6) Due to the family's financial difficulties, the income earned during the school period is not enough to pay the basic expenses (including tuition, accommodation and basic living expenses) needed to complete their studies. Generally speaking, students from poor families need to apply for national student loans from local banks through their schools. In principle, students apply once during their school days, and the bank issues national student loans by stages. National student loan application materials (1) National student loan application; (2) A copy of my student ID card and resident ID card (minors must provide valid identity certificates of legal guardians and written opinions on agreeing to apply for loans); (3) I explain the family's financial difficulties; (4) Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them. For more information about the loan, you can go to /24CAet, or you can apply for the loan online. This is a formal institution that does not charge any fees before successfully lending; Your 1 loan is connected with many banks, which can help you improve the success rate of loan/lending and reduce your loan cost.